Financial Planning Spreadsheet Templates for Google Sheets
Budget, track net worth, and plan retirement in spreadsheets you control. No bank connections, no subscriptions, no third-party access. One-time purchase with lifetime updates.
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Template Bundles
Get multiple templates at a discounted price. Each bundle includes templates for related financial goals.
Financial Planning PRO Bundle
5 templates 
Complete Financial Planning Bundle
8 templatesEvery premium template we offer, in one package.
Personal Finance Bundle
3 templates- Financial Planning Complete financial planning template for managing your personal finances.
- Net Worth Tracker Monitor your assets and liabilities to track your net worth over time.
- Annual Tax Planner Track income, deductions, and quarterly payments. Multi-currency support and document checklist included.
Budgeting Bundle
3 templates- Annual Budgeting Planner Plan and track your entire year's finances with monthly breakdowns and goal tracking.
- Monthly Budgeting Track and manage your monthly income and expenses effectively.
- Travel Budget Planner Plan your trip expenses, bookings, and packing list in one place.
Retirement Bundle
3 templates- Retirement Planning Detailed projections for your retirement income and expenses.
- Net Worth Tracker Monitor your assets and liabilities to track your net worth over time.
- Annual Tax Planner Track income, deductions, and quarterly payments. Multi-currency support and document checklist included.
Business Financial Statements Bundle
3 templates- Cash Flow Forecast Manage and forecast your business cash flow effectively.
- Profit & Loss Statement 12-month P&L forecast, actuals tracking, scenario analysis, and variance reporting - all in one spreadsheet.
- Balance Sheet 12-month balance sheet forecast with assets, liabilities, equity, plus a dedicated Ratios sheet showing liquidity and leverage trends with health-check thresholds. Built-in balance check catches data entry errors.
Small Business Budget Bundle
3 templates- Monthly Business Budget Set a monthly operating budget by category, track actuals, and stay in control with remaining budget, pacing, and a projected year-end - all in one spreadsheet.
- Annual Business Budget A growth-driven three-year strategic budget with year-over-year drivers, a trajectory view, CAGR, and a conservative-to-aggressive scenario range.
- Expense Report Log employee expenses, auto-calculate reimbursable amounts and mileage, summarize by category against policy caps, and submit a clean report.
Day-to-Day Operations Bundle
3 templates- Invoice Generator & Tracker Create invoices and track every one with automatic status, balances, days overdue, and an accounts-receivable aging report.
- Payroll Tracker Run a pay period and see gross, withholding, net pay, and employer cost per employee, plus a year-to-date rollup and a printable pay stub.
- Inventory Management Track stock from a movements log with computed on-hand, reorder alerts, and inventory valuation by category.
Solo Freelancer Bundle
3 templates- Freelancer Finance Suite Single workbook for projects, client invoices, deductible expenses, tax reserve, and personal cash runway.
- Solo Consultant Rate & Capacity Pricing and capacity planner for a 1-person knowledge-work business - work back from a revenue goal to the required hourly, day, or retainer rate.
- Business Tax Tracker Year-round estimated tax tracker - income by source, deductible expenses, quarterly payments, federal + SE + state liability, safe-harbor check.
Agency Owner Bundle
3 templates- Tiny Agency Capacity Per-person utilization, weighted pipeline, gross margin, and a hiring trigger for a 2-5 person services firm.
- Sales Forecasting 12-month forward sales forecast combining trend extrapolation, seasonality from your historicals, and a weighted pipeline view.
- KPI Dashboard Single-source-of-truth scoreboard - 12 monthly actuals and targets per KPI, direction-aware attainment, composite score, and a trend curve.
Creator Business Bundle
3 templates- Creator Revenue Tracker Multi-source revenue tracker for a creator / content business - platform ads, sponsorships, affiliate, digital products, paid community, plus channel growth and sponsor pipeline.
- Course Launch P&L Multi-launch P&L for course creators and digital-product sellers - launch math, ad-spend ROAS, refund + processing costs, evergreen baseline.
- Business Tax Tracker Year-round estimated tax tracker - income by source, deductible expenses, quarterly payments, federal + SE + state liability, safe-harbor check.
Restaurant Owner Bundle
3 templates- Restaurant Financial Model Operating model for a single restaurant unit - covers, avg ticket, food cost %, labor cost %, prime cost, and a daypart-mix view.
- Business Bookkeeping Single-entry ledger plus derived reports - chart of accounts, monthly rollup, and a P&L summary that auto-builds from your transactions.
- Break-Even Analysis Find the unit volume and revenue needed to cover all costs - per product and blended, with a sensitivity table and a tornado chart.
E-commerce Seller Bundle
3 templates- E-commerce Financial Model DTC operating model - channel mix, per-order contribution margin, CAC / LTV / ROAS / LTV:CAC, and a six-stage funnel.
- Break-Even Analysis Find the unit volume and revenue needed to cover all costs - per product and blended, with a sensitivity table and a tornado chart.
- Sales Forecasting 12-month forward sales forecast combining trend extrapolation, seasonality from your historicals, and a weighted pipeline view.
SaaS Founder Bundle
3 templates- SaaS Metrics & Financial Model SaaS-native operating model - 12-month MRR waterfall, cohort retention, unit economics (LTV:CAC, payback), spending and runway.
- KPI Dashboard Single-source-of-truth scoreboard - 12 monthly actuals and targets per KPI, direction-aware attainment, composite score, and a trend curve.
- 5-Year Financial Projections Three-statement five-year forecast driven by per-year assumptions - P&L, simplified Balance Sheet, and Cash Flow that tie out across years.
Startup Founder Bundle
3 templates- Startup Financial Model Early-stage operating model - funding rounds, hiring plan, 24-month burn and runway, and a simplified cap table.
- 5-Year Financial Projections Three-statement five-year forecast driven by per-year assumptions - P&L, simplified Balance Sheet, and Cash Flow that tie out across years.
- Business Valuation Four classic methods at once - DCF, EV/Revenue multiple, EV/EBITDA multiple, comparable transactions - with a composite low/mid/high range.
Rental & STR Investor Bundle
3 templates- Rental Property Analysis Investment analysis for a single rental over a 10-year hold - cap rate, cash-on-cash, DSCR, and cumulative return with sale at year 10.
- Airbnb / STR Tracker Operating tracker for a short-term rental - per-booking ledger, monthly occupancy, ADR, RevPAR, and annual profit.
- Mortgage Analysis Full 360-month amortization schedule plus a 3-scenario side-by-side comparison and a total-interest summary.
Commercial Real Estate Bundle
3 templates- Commercial Property Analysis Multi-tenant NNN underwriting - rent roll, reimbursements, EGI, NOI, going-in cap, exit value, and spread to purchase.
- Mortgage Analysis Full 360-month amortization schedule plus a 3-scenario side-by-side comparison and a total-interest summary.
- Business Valuation Four classic methods at once - DCF, EV/Revenue multiple, EV/EBITDA multiple, comparable transactions - with a composite low/mid/high range.
Small Business Books Bundle
3 templates- Business Bookkeeping Single-entry ledger plus derived reports - chart of accounts, monthly rollup, and a P&L summary that auto-builds from your transactions.
- AR / AP Tracker Track receivables and payables in one workbook with dual aging and a net cash position - know exactly who owes you and who you owe.
- Business Tax Tracker Year-round estimated tax tracker - income by source, deductible expenses, quarterly payments, federal + SE + state liability, safe-harbor check.
Used by hundreds in 55+ countries
Spreadsheets for Personal and Business Finances in Google Sheets & Excel
Track your spending, plan monthly and annual budgets, monitor your net worth over time, and map out your path to retirement - all with ready-to-use spreadsheet templates that you fully own and control. No subscriptions, no bank connections.
Personal Finance
3 spreadsheet templatesTrack net worth, plan goals, and see the full picture of your money across accounts and years.
$29 Financial Planning
Complete financial planning template for managing your personal finances.
$35 Net Worth Tracker
Monitor your assets and liabilities to track your net worth over time.
$29 Annual Tax Planner
Track income, deductions, and quarterly payments. Multi-currency support and document checklist included.
Budgeting
4 spreadsheet templatesPlan spending monthly or annually, then reconcile actuals against the plan as the period unfolds.
$19 Monthly Budgeting
Track and manage your monthly income and expenses effectively.
$15 Travel Budget Planner
Plan your trip expenses, bookings, and packing list in one place.
$29 Annual Budgeting Planner
Plan and track your entire year's finances with monthly breakdowns and goal tracking.
$15 Monthly Expense Tracker
Track income, expenses, savings, and subscriptions. See where your money goes each month.
Retirement
3 spreadsheet templatesProject savings growth, model FIRE timelines, and stress-test multiple scenarios for your retirement number.
$35 Retirement Planning
Detailed projections for your retirement income and expenses.
FREE Simple Retirement Calculator
Plan your retirement with this free calculator. Simulate scenarios and calculate monthly savings needed.
FREE Financial Freedom Calculator
Calculate your path to financial independence and early retirement.
Business Finance
6 spreadsheet templatesCash flow, P&L, balance sheet, and the daily bookkeeping that gives every small business an honest view of the numbers.
$19 Cash Flow Forecast
Manage and forecast your business cash flow effectively.
$19 Profit & Loss Statement
12-month P&L forecast, actuals tracking, scenario analysis, and variance reporting - all in one spreadsheet.
$19 Balance Sheet
12-month balance sheet forecast with assets, liabilities, equity, plus a dedicated Ratios sheet showing liquidity and leverage trends with health-check thresholds. Built-in balance check catches data entry errors.
$19 Business Bookkeeping
Single-entry ledger plus derived reports - chart of accounts, monthly rollup, and a P&L summary that auto-builds from your transactions.
$19 AR / AP Tracker
Track receivables and payables in one workbook with dual aging and a net cash position - know exactly who owes you and who you owe.
$19 Business Tax Tracker
Year-round estimated tax tracker - income by source, deductible expenses, quarterly payments, federal + SE + state liability, safe-harbor check.
Business Operations
6 spreadsheet templatesDay-to-day operating workbooks: budgets, invoicing, payroll, expense tracking, and inventory.
$19 Monthly Business Budget
Set a monthly operating budget by category, track actuals, and stay in control with remaining budget, pacing, and a projected year-end - all in one spreadsheet.
$19 Annual Business Budget
A growth-driven three-year strategic budget with year-over-year drivers, a trajectory view, CAGR, and a conservative-to-aggressive scenario range.
$15 Invoice Generator & Tracker
Create invoices and track every one with automatic status, balances, days overdue, and an accounts-receivable aging report.
$19 Payroll Tracker
Run a pay period and see gross, withholding, net pay, and employer cost per employee, plus a year-to-date rollup and a printable pay stub.
$15 Expense Report
Log employee expenses, auto-calculate reimbursable amounts and mileage, summarize by category against policy caps, and submit a clean report.
$19 Inventory Management
Track stock from a movements log with computed on-hand, reorder alerts, and inventory valuation by category.
Business Planning
5 spreadsheet templatesStrategic planning tools: KPI dashboards, 5-year projections, break-even, sales forecasts, and valuation.
$25 KPI Dashboard
Single-source-of-truth scoreboard - 12 monthly actuals and targets per KPI, direction-aware attainment, composite score, and a trend curve.
$29 5-Year Financial Projections
Three-statement five-year forecast driven by per-year assumptions - P&L, simplified Balance Sheet, and Cash Flow that tie out across years.
$19 Break-Even Analysis
Find the unit volume and revenue needed to cover all costs - per product and blended, with a sensitivity table and a tornado chart.
$25 Sales Forecasting
12-month forward sales forecast combining trend extrapolation, seasonality from your historicals, and a weighted pipeline view.
$29 Business Valuation
Four classic methods at once - DCF, EV/Revenue multiple, EV/EBITDA multiple, comparable transactions - with a composite low/mid/high range.
Industry Models
4 spreadsheet templatesIndustry-native financial models with the metrics each vertical actually runs on - restaurants, e-commerce, SaaS, startups.
$29 Restaurant Financial Model
Operating model for a single restaurant unit - covers, avg ticket, food cost %, labor cost %, prime cost, and a daypart-mix view.
$29 E-commerce Financial Model
DTC operating model - channel mix, per-order contribution margin, CAC / LTV / ROAS / LTV:CAC, and a six-stage funnel.
$29 SaaS Metrics & Financial Model
SaaS-native operating model - 12-month MRR waterfall, cohort retention, unit economics (LTV:CAC, payback), spending and runway.
$29 Startup Financial Model
Early-stage operating model - funding rounds, hiring plan, 24-month burn and runway, and a simplified cap table.
Freelancers & Consultants
5 spreadsheet templatesIncome, rate-setting, capacity, and tax planning for solo operators, agencies, creators, and course sellers.
$29 Freelancer Finance Suite
Single workbook for projects, client invoices, deductible expenses, tax reserve, and personal cash runway.
$25 Solo Consultant Rate & Capacity
Pricing and capacity planner for a 1-person knowledge-work business - work back from a revenue goal to the required hourly, day, or retainer rate.
$29 Tiny Agency Capacity
Per-person utilization, weighted pipeline, gross margin, and a hiring trigger for a 2-5 person services firm.
$25 Creator Revenue Tracker
Multi-source revenue tracker for a creator / content business - platform ads, sponsorships, affiliate, digital products, paid community, plus channel growth and sponsor pipeline.
$29 Course Launch P&L
Multi-launch P&L for course creators and digital-product sellers - launch math, ad-spend ROAS, refund + processing costs, evergreen baseline.
Real Estate
4 spreadsheet templatesUnderwrite rental properties, run STR portfolios, compare mortgages, and analyze commercial deals.
$29 Rental Property Analysis
Investment analysis for a single rental over a 10-year hold - cap rate, cash-on-cash, DSCR, and cumulative return with sale at year 10.
$25 Airbnb / STR Tracker
Operating tracker for a short-term rental - per-booking ledger, monthly occupancy, ADR, RevPAR, and annual profit.
$29 Commercial Property Analysis
Multi-tenant NNN underwriting - rent roll, reimbursements, EGI, NOI, going-in cap, exit value, and spread to purchase.
$19 Mortgage Analysis
Full 360-month amortization schedule plus a 3-scenario side-by-side comparison and a total-interest summary.
More Spreadsheets? AI-Crafted, Human-Refined
From budgeting to tax planning, hundreds of purpose-built spreadsheets.
Every template starts as an AI draft. Then we test the formulas, check edge cases, fix what is off, and polish the structure. Hundreds of scenarios covered, none of them shipped without a human review. Works in Excel and Google Sheets.
No-cost templates to get started. Basic categories, single sheet, useful for quick tracking.
Expanded templates with full dashboard, example data, and more categories. Works in Excel and Google Sheets.
Comprehensive workbooks with multi-entity tracking, scenario comparisons, and deeper sheets for serious planning.
Ready to get started?
Download instantly and start managing your finances, or contact us to design a custom template package for your needs.