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Business Finance Bundle Save $18

AR & AP Tracker Spreadsheet Template for Excel & Google Sheets

Two committed-transaction ledgers in one workbook - receivables (who owes you) and payables (who you owe). Balance, days overdue, status, and an aging report are computed against a single As-of date, with net cash position on the dashboard. One spreadsheet, dual compatible with Microsoft Excel and Google Sheets.

Accounts Receivable and Payable Template Preview
AR and AP in One Workbook Track invoices customers owe you and bills you owe vendors side by side, with the same column structure on both sides.
Aging Driven by an As-of Date Set one As-of date on Settings and Current / 1-30 / 31-60 / 61-90 / 90+ aging buckets recompute on both ledgers.
Net Cash Position on the Dashboard Total AR minus total AP with overdue figures for each side - the cash story in four KPI cards.
See Business Finance Bundle 3 templates included • $18 off

One-time purchase

AR and AP Tracker Spreadsheet

Everything in This AR/AP Spreadsheet

AR/AP Dashboard
Dashboard

Cash Position at a Glance

Open the dashboard and see your cash story. Total AR, total AP, net position, and overdue AR sit on the first row of KPIs; open AR count, open AP count, and overdue AP follow. A status banner flags whether the net position is positive or upside down.

  • 7 KPI cards covering AR, AP, net, and overdue
  • Net cash position banner (AR minus AP)
  • AR by Age and AP by Age column charts
Total AR owed to you
Total AP you owe
Net Position AR minus AP
Overdue AR past the due date
Receivables Ledger
Receivables

Every Invoice Customers Owe You

Log each invoice as one row: invoice number, customer, issue date, due date, amount, and amount paid. Balance, days overdue, and status (Paid, Partial, Open, Overdue) compute from the As-of date. Subtotals at the bottom show total invoiced, total paid, and outstanding.

  • Invoice number, customer, issue, due, amount, paid
  • Auto balance, days overdue, and status
  • Subtotals for invoiced, paid, and outstanding
One Row per invoice
Balance amount minus paid
Days Overdue vs the As-of date
Status Paid / Partial / Open / Overdue
Payables Ledger
Payables

Every Bill You Owe a Vendor

Same structure as the Receivables ledger, but for bills you owe. Bill number, vendor, issue, due, amount, paid - with auto balance, days overdue, and status. Knowing what is open and what is overdue on the AP side is half the cashflow conversation.

  • Mirror layout of the Receivables sheet
  • Per-bill balance, days overdue, and status
  • Subtotals for billed, paid, and outstanding
One Ledger for every bill
Mirror of AR same column layout
Open and Overdue visible on every row
Vendor Subtotals for aging by vendor
Aging Report
Aging

AR and AP Aging in One View

Customers and vendors are grouped onto five aging buckets - Current, 1-30, 31-60, 61-90, and 90+ days past due. AR and AP have their own sections with subtotals, and each row totals to outstanding by party. Buckets refresh whenever you change the As-of date.

  • Five buckets per side: Current / 1-30 / 31-60 / 61-90 / 90+
  • Per-party rows with row totals
  • Subtotals at the bottom of each section
5 Buckets Current through 90+
Per Party by customer and vendor
As-of Driven one date controls everything
Customer and Vendor Directory
Contacts

Customer and Vendor Directory

A simple two-section directory: customers (name, contact, email, payment terms) and vendors with the same fields. Names on the contacts sheet must match the names on Receivables and Payables - that is how aging knows whose row to update.

  • Customers and vendors in one place
  • Contact name, email, and payment terms
  • Names sync with the AR/AP ledgers
Customers name, email, terms
Vendors same fields
Source of Names match on the ledgers
AR and AP Aging Charts
Charts

See Aging Without Squinting

Two column charts on the dashboard turn the aging report into a glance. AR by Age shows outstanding receivables across the five buckets; AP by Age does the same for payables. Both rebuild as soon as you log a payment or move the As-of date.

  • AR by Age column chart
  • AP by Age column chart
  • Charts update with the As-of date
AR by Age 5-bucket column chart
AP by Age 5-bucket column chart
Aging Trend shifts when As-of moves
Auto-Built from the two ledgers
AR/AP Tracker Settings
Settings

One Date Controls the Whole Workbook

Business name, currency symbol, and an As-of date. The As-of date is the anchor for days overdue, status, and aging on both ledgers. Change it once and the entire workbook recalculates - useful when you want to roll the report forward to the end of a week or month.

  • Business name and currency symbol
  • As-of date drives aging and overdue
  • Set once and every sheet recalculates
Business Info name and currency
As-of Date anchor for aging
Roll Forward change date to refresh
Set Once whole workbook reads it
Getting Started with AR/AP Tracking
Getting Started

Recording Your First Invoices

On Settings, enter your business name, currency, and the As-of date. On Contacts, list customers and vendors. Then log each invoice on Receivables and each bill on Payables. Aging, the dashboard, and the charts populate themselves.

  • Settings, then Contacts, then ledgers
  • Aging and dashboard build automatically
  • Roll the As-of date to refresh the report
Your Way

Customizable & Flexible

Adapt the template to your business. Add customers and vendors, log new invoices and bills, or roll the As-of date to a new week or month - every report follows. Works identically in Excel and Google Sheets.

  • Add customers, vendors, and entries freely
  • Roll the As-of date to update aging
  • Excel and Google Sheets compatible
Dashboard Overview
Setup Guide
Sample Data Included
Free Updates

Ready to take control of your finances?

Instant downloadLifetime accessFree updates forever

Set Up in 15 Minutes

How the AR/AP Tracker Works

1

Open in Excel or Google Sheets

Get instant access after purchase. Open in Microsoft Excel directly, or import into Google Sheets - no software to install, no add-ons.

2

Set the As-of Date

On Settings, enter your business name, currency, and an As-of date. The As-of date anchors aging and days overdue on both ledgers.

3

Add Contacts and Entries

List customers and vendors on Contacts. Then log invoices on Receivables and bills on Payables - the dashboard and aging report populate themselves.

4

Roll the Date Forward

Each week or month, log payments and update the As-of date. Aging, status, and charts refresh in real time.

Customer Reviews

Used by Small Businesses Worldwide

"If I get half as good at handling my finances as you are at customer service, this'll be the best $26 I've spent lately."

J Jenny Verified Buyer

"Great tool! Simplifies financial planning without the hassle of complex spreadsheets."

F Fazia Search Marketing Manager

"I recently purchased your super convenient spreadsheet, it really helps me!"

J John Verified Buyer

"They're great and super intuitive. Thank you!"

M Mira Verified Buyer

Built for Results

Why This AR/AP Template Works

Both Sides of the Cash Story

Track receivables and payables in one workbook with matching columns, a shared aging structure, and a net position on the dashboard.

No Formulas to Write

Enter values in highlighted input cells. Balances, days overdue, status, aging buckets, and charts are pre-built and update automatically.

Excel and Google Sheets

Works identically in Microsoft Excel and Google Sheets. No macros, no add-ons, no proprietary functions.

Free Lifetime Updates

All future improvements to the AR/AP template included at no extra cost.

Your Financial Data Stays Private

Runs entirely in your spreadsheet. Customer and vendor lists stay in your file - we never see or store them.

One-Time Purchase

Pay once, use forever. No subscriptions, no monthly fees, no recurring charges.

Got Questions?

Frequently Asked Questions

Is this template free to use?

This template is not free, but it is available for a one-time purchase. This purchase gives you lifetime access to the template and all future updates.

What do you mean by lifetime access?

Lifetime access means that you will have access to this template for as long as you need it. You will not be required to pay any additional fees for continued access to the template or any future updates.

Do I need to sign up to use this template?

You don't need to create an account with us. The template works in Google Sheets, so you'll need a Google account. If you don't have one, you can create one for free at google.com. After you purchase the template, copy it to your Google Drive, and start using.

What are the benefits of using this template?

This template offers a range of benefits, including: Easy-to-use interface, Customizable to suit your needs, Secure and private, Regular updates and improvements, One-time purchase for lifetime access.

Can I get future updates?

Yes, you will receive all future updates to this template at no additional cost. This ensures that you always have access to the latest features and improvements.

Do you offer any discounts?

At this time, we do not offer any discounts on this template. However, the template is available for a one-time purchase, which provides lifetime access and free updates.

Do you have any access to my financial data?

No, we do not have access to your financial data when you use this template. The template is designed to be used in your own Google Sheets account, ensuring that your financial information remains private and secure.

Is this template financial advice?

Our templates are not financial advice. They are tools designed to help you manage your personal finances more effectively. If you need personalized financial advice, consider consulting with a financial advisor or accountant.

Can I make my own changes and customize this template?

Yes, you can make your own changes and customize this template to suit your needs. The template is designed to be flexible and adaptable, allowing you to add or remove sections, change formulas, and adjust formatting as needed.

Do you offer technical support?

This is a self-service product, and we do not offer technical support. However, if you encounter any issues or have any questions about the template, please contact our team for assistance. Because everyone's financial situation is unique, consider consulting with a financial advisor or accountant if you need personalized financial advice.

Do you offer refunds?

All sales are final. Because these are digital products delivered instantly, we do not offer refunds.

Can't find the answer you're looking for? Contact our team

Limited-Time Offer 34% off
Introductory Price $29 34% off
Business Finance Bundle 3 templates included • Save $18

Highlights:

One-time purchase
Instant download
Lifetime access
Free updates forever
Full control
Works in
Excel Google Sheets

Know Who Owes What

Get the AR/AP Tracker and follow every invoice and bill from open to paid - with aging, overdue, and net position built in.

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Private & secure

Your financial data stays on your device. We never see it.

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Need help?

Check our guides or reach out with questions.

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