Ultimate Spreadsheet Templates
Advanced Excel and Google Sheets templates with more capacity, deeper analysis, and professional-grade features. One-time purchase, no subscription.
Browse by Category
58 templates across 12 categories
Personal Budgeting
14Monthly, weekly, paycheck, envelope, and ratio-based budgets
Business Finance
9Cash flow, bookkeeping, P&L, sales forecasting, and Etsy/Airbnb tracking
Investing & Trading
7Portfolio tracking, trading journals, dividends, crypto, and options
Savings & Retirement
5Savings goals, retirement projections, FIRE planning, and college funds
Debt Management
4Snowball, avalanche, credit card payoff, and student loan planning
Mortgage & Home
4Mortgage comparison, amortization, rent vs buy, and home expenses
Net Worth & Financial Planning
3Net worth tracking, financial statements, and goal planning
Payroll & HR
3Payroll, timesheets, PTO tracking, and overtime analysis
Special Purpose
3Wedding, baby, event, and home renovation budgets
Auto & Loans
2Auto loan comparison, lease vs buy analysis, and depreciation tracking
Invoicing & Billing
2Invoice tracking, aging reports, and client billing management
Tax Planning
2Deduction tracking, 1099 income, and Schedule C preparation
Bundle and Save with a Pack
Themed packs that bundle multiple Ultimate templates at a discount.
Ultimate Spreadsheets - Full Access Pack
Every Ultimate spreadsheet template in the catalog, in one purchase - budgeting, debt payoff, investing, retirement, real estate, small business, freelancing, net worth, and more.
58 Ultimate templates - everything we make, one priceRetirement Ultimate Pack
10Ten retirement-planning templates: retirement and FIRE calculators, savings goal tracker, emergency fund, college savings, 401(k), traditional vs Roth, compound interest, retirement savings, and annuity math.
Real Estate Ultimate Pack
10Twelve property templates: mortgage calculator, loan amortization, rent vs buy, home expenses, renovation budget, rental property cashflow, Airbnb tracker, affordability calculator, refinance, payoff, home equity loan, and ARM math.
Small Business Ultimate Pack
10Fourteen business templates: budget, P&L projection, sales forecast, cash flow, bookkeeping, invoice and billing trackers, balance sheet, break-even, startup costs, business plan, AR/AP trackers, and project budget.
Budgeting Ultimate Pack
9Nine budgeting templates covering monthly budgets, the 50/30/20 method, zero-based budgeting, household budgets, paycheck planning, and expense tracking.
Investing Ultimate Pack
8Eight templates for active investors: portfolio tracker, stock and options trading journals, crypto portfolio, dividend tracker, capital gains, NPV/IRR analysis, and an ETF tracker.
Freelancer Ultimate Pack
8Eight templates for self-employed income: freelancer finance tracker, Etsy seller spreadsheet, 1099 income tracker, tax deduction tracker, self-employment tax, quarterly tax tracker, mileage log, and expense reports.
Payroll & HR Ultimate Pack
8Eight templates for small businesses with employees: employee payroll, timesheet, vacation/PTO tracker, payslip, time card, employee leave, expense reimbursement, and take-home pay calculators.
Debt Payoff Ultimate Pack
7Seven debt-elimination templates: payoff calculator, credit card payoff, debt snowball, student loan payoff, balance transfer math, debt-to-income, and credit repair tracking.
Net Worth Tracker Ultimate Pack
6Six templates for tracking and analyzing your net worth: net worth tracker, personal financial statement, financial goal planner, inflation calculator, cost comparison, and account register.
Life Events Budget Ultimate Pack
6Six templates for major life events: wedding budget, baby budget, event budget, Christmas budget, moving budget, and money management for kids.
Auto Loan Ultimate Pack
5Five vehicle-financing templates: auto loan calculator, lease vs buy, generic loan payment, balloon loan, and interest-only loan calculators.
Bill Tracker Ultimate Pack
5Five day-to-day money-tracking templates: subscription tracker, bill tracker, checkbook register, monthly budget calendar, and money tracker.
Popular Ultimate Templates
Some of our most popular advanced templates
Monthly Budget Ultimate
Full-year personal budget management with 12-month dashboard, budget vs actual variance tracking, year-over-year comparison, and savings trend analysis.
Debt Snowball Ultimate
Advanced snowball payoff planning with up to 15 debts, rollover payment tracking, milestone celebrations, and detailed month-by-month elimination schedule.
Retirement Calculator Ultimate
Detailed retirement planning with multi-account tracking, Social Security estimates, withdrawal modeling, and 3-scenario comparison for conservative, moderate, and aggressive assumptions.
Investment Portfolio Tracker Ultimate
Comprehensive portfolio management with 50 holdings, dividend tracking, sector allocation targets, year-over-year performance, and rebalancing analysis.
Rental Property Cash Flow Ultimate
Multi-property rental analysis for up to 5 properties with monthly cash flow tracking, ROI calculations, and sensitivity analysis on key variables.
Freelancer Finance Tracker Ultimate
Complete freelance business finance tracking with income and expense logs, client profitability analysis, quarterly tax estimates, and annual profit and loss statement.
Net Worth Tracker Ultimate
Comprehensive net worth tracking with 30 assets, 20 liabilities, monthly snapshots, asset allocation targets, and year-over-year growth analysis.
Stock Trading Journal Ultimate
Advanced trading journal for up to 200 trades with performance summary, monthly P&L, strategy analysis, and risk metrics.
What makes Ultimate different
More capacity
Track 50+ holdings, 200+ transactions, 15 debts, 10 savings goals - where free templates have smaller limits.
Multi-sheet dashboards
6-7 interconnected sheets per template. KPI dashboards, data entry, analysis, and comparisons - all linked by formulas.
Instant download
One-time payment, no subscription. Download the .xlsx file immediately. Works in Microsoft Excel, Google Sheets, and LibreOffice.
No macros needed
100% formula-driven. Every calculation uses standard Excel formulas - no VBA, no scripts, no compatibility issues.
Not sure if Ultimate is right for you?
Every Ultimate template has a free version you can try first. Download the free version to see the layout and formulas, then upgrade to Ultimate for advanced features.