Ultimate Debt Management Templates
4 advanced debt management templates for Excel and Google Sheets.
Debt Payoff Calculator
Twelve debts carrying a type as well as a balance, rate and minimum, a weighted average rate across the set, and what each debt costs simply to carry for a month. The Ultimate Debt Payoff Calculator spreadsheet template compares three orderings - smallest first, highest rate first, and a custom order of your own - and marks the month each individual debt clears under each. Six working sheets plus How to Use. Google Sheets and Excel, one file. No macros, no VBA.
Credit Card Payoff Ultimate
Up to ten cards, each with its balance, rate, limit, minimum and the payment you intend, and utilisation worked out per card from the limit. The Ultimate Credit Card Payoff spreadsheet template runs a hundred and twenty months carrying payment and balance for every card, and compares three ways of ordering them - smallest balance, highest rate, largest payment - side by side rather than one at a time. Six working sheets. Google Sheets and Excel.
Debt Snowball Ultimate
Twelve debts, a 180-month schedule carrying a payment and a balance column for each, and the rollover visible row by row as the smallest balance clears. The Ultimate Debt Snowball spreadsheet template sets that plan against minimum-only payments on a sheet of its own, takes any extra payment you want to test on another, and marks the milestones - first debt gone, then a quarter, half, three quarters, debt-free. Six working sheets. Google Sheets and Excel, one file.
Student Loan Payoff
Eight loans, each with its own balance, rate, type and servicer, and the minimum payment sitting beside what you actually pay. The Ultimate Student Loan Payoff spreadsheet template works out the monthly interest per loan, runs a 240-month payoff schedule with cumulative interest, and adds sheets for repayment comparison, refinance analysis and income-to-debt tracking as the loans clear. Seven sheets, Google Sheets and Excel. No macros, no VBA.
Looking for free templates?
We also offer free debt management templates with basic features. Try them first, then upgrade to Ultimate.