Ultimate Savings & Retirement Templates
5 advanced savings & retirement templates for Excel and Google Sheets.
Savings Goal Tracker
Ten goals with target, saved, contribution, priority and date, then status, percentage complete and months remaining derived from them. The Ultimate Savings Goal Tracker spreadsheet template records what you actually contributed month by month, shows every goal at once on a progress screen, keeps a what-if sheet of its own, and closes each year with the balance and the change on it. Seven tabs. Google Sheets and Excel, one file. No macros, no VBA.
Emergency Fund Calculator Ultimate
Twenty-five expense lines with monthly, annual and share-of-total figures, and six milestone tiers reporting progress, status and the months each is away at your current pace. The Ultimate Emergency Fund Calculator spreadsheet template runs a thirty-six month plan with a remaining-to-target column, sets a what-if grid across months and expense levels beside it, and notes what each tier covers rather than which to pick. Seven sheets. Google Sheets and Excel, one file.
Retirement Calculator Ultimate
Employer match calculated from salary and match terms, contributions that rise with your annual pay increase, and returns credited on a mid-year convention. The Ultimate Retirement Calculator spreadsheet template runs the withdrawal phase to life expectancy with inflation-adjusted withdrawals and a Social Security offset, then tests the plan across three return scenarios and two sensitivity grids. Every assumption on one sheet. Six working sheets. Google Sheets and Excel. No macros, no VBA.
FIRE Calculator Ultimate
Assumptions live on a sheet of their own - profile, income, expenses, return, withdrawal rate, inflation - and the forty-year projection carries expenses forward at inflation with a can-retire flag on every year. The Ultimate FIRE Calculator spreadsheet template sets lean, regular and fat targets side by side, each with its own timeline and required savings rate, shows whether compounding alone would coast you there, and runs a sensitivity grid across ages and return rates. Seven sheets, Google Sheets or Excel.
College Savings Calculator Ultimate
Three children planned side by side, each with a dashboard row carrying the projected cost, the savings at eighteen, the gap between them and the monthly figure that would close it. The Ultimate College Savings Calculator spreadsheet template shows the inflation factor per college year on a cost sheet of its own, runs savings up to twenty-two years per child with growth broken out, and compares three account types after tax. Six working sheets. Google Sheets and Excel.
Looking for free templates?
We also offer free savings & retirement templates with basic features. Try them first, then upgrade to Ultimate.