Ultimate Mortgage & Home Templates
4 advanced mortgage & home templates for Excel and Google Sheets.
Home Mortgage Calculator Ultimate
Three loan structures sit side by side, differing in term, deposit and mortgage insurance, and the Scenario Comparison sheet sets them against each other on payment, lifetime interest and payoff. The Ultimate Home Mortgage Calculator spreadsheet template runs the full amortization for Scenario 1 with extra payments applied, keeps an Extra Payment Analysis on its own sheet, and models a current loan against a replacement. Six working sheets and two charts, Google Sheets and Excel. No macros, no VBA.
Loan Amortization
Two loans run at once, each named and each with its own dated schedule, and the summary reads back the combined monthly payment, a blended rate across the pair and the date the last of them finishes. The Ultimate Loan Amortization spreadsheet template puts what extra payments actually change on a sheet of its own. Six working sheets and two charts. One file, Google Sheets and Excel. No macros, no VBA.
Rent vs Buy Calculator Ultimate
Every assumption sits on a sheet of its own - price, deposit, rate, term, tax, insurance, dues, maintenance, closing costs, appreciation. The Ultimate Rent vs Buy Calculator spreadsheet template counts what the deposit and closing costs would have earned if invested instead, breaks out every cost line on both sides year by year, and isolates the crossover on a Break-Even sheet with the crossing row picked out. Six working sheets. Google Sheets and Excel, one file.
Home Expense Calculator
Thirteen categories tracked across twelve months, a fifty-entry maintenance log carrying vendor, urgency and notes on every job, and a repair reserve projected across two years. The Ultimate Home Expense Calculator spreadsheet template records home value, floor area, purchase date and household income, then reports cost per square foot, housing as a share of income, and planned against actual in money and percent. Six working sheets, Google Sheets and Excel. No macros, no VBA.
Looking for free templates?
We also offer free mortgage & home templates with basic features. Try them first, then upgrade to Ultimate.