Annual Business Budget Spreadsheet Template for Excel & Google Sheets
Plan income and expenses across three years, set growth assumptions in one place, and watch your trajectory and net result update automatically. One spreadsheet, dual compatible with Microsoft Excel and Google Sheets.
One-time purchase
Annual Business Budget Spreadsheet
Everything in This Annual Budget Spreadsheet
Your Three-Year Plan at a Glance
Open the dashboard and see where the plan lands. Year 1 net, Year 3 net, and 3-year net alongside income and expense growth rates, with an alert that flags the direction of your net trend. A clustered column chart compares income vs expenses by year and a line chart tracks planned net.
- 7 KPI cards covering net, income, and growth
- Status alert on the net trend across years
- Income vs expenses chart plus planned net line
Build the Plan, One Year at a Time
Enter Year 1 income and expense groups - Direct costs, Payroll, Facilities, Marketing, Software & fees, and Admin. Year 2 grows from Year 1 by your assumptions, and Year 3 grows from Year 2. Total income, total expenses, and planned net calculate for every year, plus a 3-year total.
- Income and six expense groups by year
- Year 1 inputs drive Years 2 and 3 automatically
- Totals and planned net for each year
Set Growth in One Place
Drivers is the single place growth is defined. Set the year-over-year growth percentage for income and each expense group, separately for Year 1 to Year 2 and Year 2 to Year 3. Change a number here and the entire plan, trajectory, and scenarios recalculate.
- Year-over-year growth percent per group
- Separate Year 1 to 2 and Year 2 to 3 rates
- One change updates the whole workbook
See How Each Category Grows
Trajectory lays out every category across Year 1, Year 2, and Year 3 with the year-over-year percentage growth and the 3-year compound annual growth rate. CAGR is computed as (Year 3 / Year 1) raised to the one-half power, minus one.
- Year 1, Year 2, Year 3 per category
- Year-over-year growth percentage
- 3-year CAGR for every line
Compare Three Outcomes
Three cards - Conservative, Base, and Aggressive - each set income vs plan and costs vs plan as a percentage and show Year 1, Year 2, and Year 3 net plus a large 3-year net. Year 1 is the committed base, so only Years 2 and 3 flex with the scenario.
- Conservative, Base, and Aggressive cards
- Income vs plan and costs vs plan percentages
- Year 1 committed, Years 2 and 3 flex
Track the Growth Behind the Numbers
Below the per-category figures, the year-over-year percentages make it clear which lines are climbing fastest and which are flat. The 3-year CAGR column gives one comparable rate across income and every expense group.
- Year-over-year percentage per line
- Compare income and expense growth side by side
- Single CAGR rate for clean comparison
Configure It for Your Business
Set your business name, the currency used throughout the workbook, and the base-year label. These flow into the dashboard, plan, and scenarios so every sheet reads in your terms.
- Business name across the workbook
- Currency applied everywhere
- Base-year label for your horizon
Up and Running in 15 Minutes
The dashboard ties every sheet together - enter Year 1 on the Plan, set growth on Drivers, and the trajectory, scenarios, and KPIs all follow. Set it up once, then revisit when your assumptions change.
- Plan, Drivers, and dashboard connected
- 15-minute initial setup
- Revisit when assumptions change
Customizable & Flexible
Adapt the budget to your business. Rename groups, adjust growth drivers, reshape scenarios - the formulas update automatically. Works identically in Excel and Google Sheets.
- Rename income and expense groups
- Adjust growth drivers and scenarios
- Excel and Google Sheets compatible
Ready to take control of your finances?
Set Up in 15 Minutes
How the Annual Budget Template Works
Open in Excel or Google Sheets
Get instant access after purchase. Open in Microsoft Excel directly, or import into Google Sheets - no software to install, no add-ons.
Configure Your Business
Set your business name, currency, and base-year label on the Settings sheet. Takes about 15 minutes.
Enter Year 1 and Set Drivers
Fill in Year 1 income and expenses on the Plan, then set growth percentages on Drivers. Years 2 and 3 build automatically.
Review Trajectory and Scenarios
Check the dashboard, per-category trajectory, and the Conservative, Base, and Aggressive scenario cards. Adjust drivers any time.
Customer Reviews
Used by Small Businesses Worldwide
"If I get half as good at handling my finances as you are at customer service, this'll be the best $26 I've spent lately."
"Great tool! Simplifies financial planning without the hassle of complex spreadsheets."
"I recently purchased your super convenient spreadsheet, it really helps me!"
"They're great and super intuitive. Thank you!"
Built for Results
Why This Annual Budget Template Works
Three-Year Strategic Plan
Plan income and expenses across three years - with growth drivers and three scenario outcomes side by side.
No Formulas to Write
Enter Year 1 numbers and growth percentages. All totals, trajectory, CAGR, charts, and scenarios are pre-built and update automatically.
Excel and Google Sheets
Works identically in Microsoft Excel and Google Sheets. No macros, no add-ons, no proprietary functions.
Free Lifetime Updates
All future improvements to the annual budget template included at no extra cost.
Your Financial Data Stays Private
Runs entirely in your spreadsheet. We never see or store your business financial data.
One-Time Purchase
Pay once, use forever. No subscriptions, no monthly fees, no recurring charges.
Got Questions?
Frequently Asked Questions
Is this template free to use?
This template is not free, but it is available for a one-time purchase. This purchase gives you lifetime access to the template and all future updates.
What do you mean by lifetime access?
Lifetime access means that you will have access to this template for as long as you need it. You will not be required to pay any additional fees for continued access to the template or any future updates.
Do I need to sign up to use this template?
You don't need to create an account with us. The template works in Google Sheets, so you'll need a Google account. If you don't have one, you can create one for free at google.com. After you purchase the template, copy it to your Google Drive, and start using.
What are the benefits of using this template?
This template offers a range of benefits, including: Easy-to-use interface, Customizable to suit your needs, Secure and private, Regular updates and improvements, One-time purchase for lifetime access.
Can I get future updates?
Yes, you will receive all future updates to this template at no additional cost. This ensures that you always have access to the latest features and improvements.
Do you offer any discounts?
At this time, we do not offer any discounts on this template. However, the template is available for a one-time purchase, which provides lifetime access and free updates.
Do you have any access to my financial data?
No, we do not have access to your financial data when you use this template. The template is designed to be used in your own Google Sheets account, ensuring that your financial information remains private and secure.
Is this template financial advice?
Our templates are not financial advice. They are tools designed to help you manage your personal finances more effectively. If you need personalized financial advice, consider consulting with a financial advisor or accountant.
Can I make my own changes and customize this template?
Yes, you can make your own changes and customize this template to suit your needs. The template is designed to be flexible and adaptable, allowing you to add or remove sections, change formulas, and adjust formatting as needed.
Do you offer technical support?
This is a self-service product, and we do not offer technical support. However, if you encounter any issues or have any questions about the template, please contact our team for assistance. Because everyone's financial situation is unique, consider consulting with a financial advisor or accountant if you need personalized financial advice.
Do you offer refunds?
All sales are final. Because these are digital products delivered instantly, we do not offer refunds.
Can't find the answer you're looking for? Contact our team
Highlights:
Plan Your Next Three Years
Get the Annual Business Budget template and start planning income, expenses, and growth across three years in Excel or Google Sheets.