Balance Sheet Spreadsheet Template
Project your full-year balance sheet, enter actuals as months close, and watch every key ratio update automatically with health-check thresholds. One spreadsheet, dual compatible with Microsoft Excel and Google Sheets.
One-time purchase
Balance Sheet Spreadsheet
Everything in This Balance Sheet Spreadsheet
Your Financial Position at a Glance
Open the dashboard and see where your business stands. Total assets, total liabilities, total equity, working capital, current ratio, quick ratio, and debt-to-equity - alongside a status banner that flags whether the books balance.
- 7 KPI cards covering balances and ratios
- Status alert when balance equation breaks
- Composition chart by month
Plan Every Line, Every Month
Enter projected current assets (cash, AR, inventory, prepaid), non-current assets (PP&E, intangibles, long-term investments), current liabilities, long-term debt, and equity. Subtotals, totals, and the balance check calculate automatically.
- Current and non-current sections for assets and liabilities
- Auto-calculated subtotals and totals
- Balance check row catches misalignments
Track What Actually Happened
Each month, enter your real balance sheet snapshots. The Actuals sheet mirrors your forecast layout exactly so comparison is instant. Build a 12-month record of how your financial position evolved.
- Same line-item structure as the Forecast
- Enter actuals as months close
- Builds a full-year balance history
Forecast vs Actual at Every Level
The Variance sheet pulls everything together: forecast accuracy KPIs at the top, a Total Assets trend chart showing forecast vs actual across all 12 months, and a line-by-line variance breakdown with status flags so you can see exactly where you are over or under plan.
- Forecast accuracy KPIs at the top
- Total Assets trend chart (forecast vs actual)
- Line-by-line variance with status flags
Track Liquidity and Leverage Over Time
A dedicated Ratios sheet plots current ratio, quick ratio, debt-to-equity, and working capital across all 12 months. Below the charts, a health-check table shows year-end values against conservative thresholds (current ratio > 1.5, quick ratio > 1.0, debt-to-equity < 1.0, working capital > 0) with status flags so you can see at a glance which metrics need attention.
- 12-month forecast trends for the four key ratios
- Working capital trend with forecast vs actual
- Health-check table with thresholds and status flags
Configure It for Your Business
Set your business name, currency symbol, and fiscal year. Settings are referenced by every sheet, so changes propagate to titles, headers, and number formatting automatically. Categories on the Forecast and Actual sheets are renamable directly in the cells.
- Business name, currency, fiscal year
- Settings drive every sheet header
- Categories editable in place
Up and Running in 15 Minutes
A built-in walkthrough explains every sheet - what to enter, what calculates automatically, and what the balance check row tells you each month. Set up once, then update monthly as real numbers come in.
- Sheet-by-sheet walkthrough
- 15-minute initial setup
- Monthly close routine
Customizable & Flexible
Adapt the template to your business. Rename categories, add lines, adjust scenarios - the formulas update automatically. Works identically in Excel and Google Sheets.
- Add or rename categories
- Adjust scenario assumptions
- Excel and Google Sheets compatible
Ready to take control of your finances?
Set Up in 15 Minutes
How the Balance Sheet Template Works
Open in Excel or Google Sheets
Get instant access after purchase. Open in Microsoft Excel directly, or import into Google Sheets - no software to install, no add-ons.
Configure Your Business
Set your business name, currency, and fiscal year on the Settings sheet, then adjust scenario assumptions to fit your business model.
Enter Your Forecast
Fill in projected assets, liabilities, and equity month by month. The dashboard, balance check, scenarios, and ratios update automatically.
Track Actuals Monthly
Record real numbers each month on the Actual sheet. Forecast accuracy, variance reports, and ratio KPIs update in real time.
Customer Reviews
Used by Small Businesses Worldwide
"If I get half as good at handling my finances as you are at customer service, this'll be the best $26 I've spent lately."
"Great tool! Simplifies financial planning without the hassle of complex spreadsheets."
"I recently purchased your super convenient spreadsheet, it really helps me!"
"They're great and super intuitive. Thank you!"
Built for Results
Why This Balance Sheet Template Works
Full-Year Balance Sheet Projection
Project monthly assets, liabilities, equity, and key ratios for your entire fiscal year - with three scenario outcomes side by side.
No Formulas to Write
Enter numbers in highlighted input cells. All subtotals, ratios, charts, and KPIs are pre-built and update automatically.
Excel and Google Sheets
Works identically in Microsoft Excel and Google Sheets. No macros, no add-ons, no proprietary functions.
Free Lifetime Updates
All future improvements to the Balance Sheet template included at no extra cost.
Your Financial Data Stays Private
Runs entirely in your spreadsheet. We never see or store your business financial data.
One-Time Purchase
Pay once, use forever. No subscriptions, no monthly fees, no recurring charges.
Got Questions?
Frequently Asked Questions
Is this template free to use?
This template is not free, but it is available for a one-time purchase. This purchase gives you lifetime access to the template and all future updates.
What do you mean by lifetime access?
Lifetime access means that you will have access to this template for as long as you need it. You will not be required to pay any additional fees for continued access to the template or any future updates.
Do I need to sign up to use this template?
You don't need to create an account with us. The template works in Google Sheets, so you'll need a Google account. If you don't have one, you can create one for free at google.com. After you purchase the template, copy it to your Google Drive, and start using.
What are the benefits of using this template?
This template offers a range of benefits, including: Easy-to-use interface, Customizable to suit your needs, Secure and private, Regular updates and improvements, One-time purchase for lifetime access.
Can I get future updates?
Yes, you will receive all future updates to this template at no additional cost. This ensures that you always have access to the latest features and improvements.
Do you offer any discounts?
At this time, we do not offer any discounts on this template. However, the template is available for a one-time purchase, which provides lifetime access and free updates.
Do you have any access to my financial data?
No, we do not have access to your financial data when you use this template. The template is designed to be used in your own Google Sheets account, ensuring that your financial information remains private and secure.
Is this template financial advice?
Our templates are not financial advice. They are tools designed to help you manage your personal finances more effectively. If you need personalized financial advice, consider consulting with a financial advisor or accountant.
Can I make my own changes and customize this template?
Yes, you can make your own changes and customize this template to suit your needs. The template is designed to be flexible and adaptable, allowing you to add or remove sections, change formulas, and adjust formatting as needed.
Do you offer technical support?
This is a self-service product, and we do not offer technical support. However, if you encounter any issues or have any questions about the template, please contact our team for assistance. Because everyone's financial situation is unique, consider consulting with a financial advisor or accountant if you need personalized financial advice.
Do you offer refunds?
All sales are final. Because these are digital products delivered instantly, we do not offer refunds.
Can't find the answer you're looking for? Contact our team
Highlights:
Take Control of Your Balance Sheet
Get the Balance Sheet template and start planning, tracking, and stress-testing your financial position in Excel or Google Sheets.