Monthly Business Budget Spreadsheet Template for Excel & Google Sheets
Set a 12-month budget for every expense group, log what you actually spend, and see remaining budget, pacing, and projected year-end for each category. A budget-control tool, not a profit and loss statement. One spreadsheet, dual compatible with Microsoft Excel and Google Sheets.
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See Small Business Budget Bundle 3 templates included • $38 offOne-time purchase
Monthly Business Budget Spreadsheet
Everything in This Budget Spreadsheet
Your Budget Control at a Glance
Open the dashboard and see where your budget stands. Total expense budget, spent to date, remaining budget, and percent budget used - alongside percent of year elapsed and projected year-end - with a pacing alert banner that flags whether spend is ahead of or behind the calendar.
- 7 KPI cards covering budget, spend, and pacing
- Pacing alert banner comparing spend to year elapsed
- Column and line charts for budget vs actual
Plan Every Group, Every Month
Enter income lines and expense budgets across six groups - Goods & supplies, Payroll, Facilities, Marketing, Software & fees, and Admin - for all 12 months. Group subtotals, annual budget totals, and planned net calculate automatically as you type.
- Income lines plus six expense groups
- 12 monthly budget inputs per line
- Auto group subtotals and planned net
Log What You Actually Spent
Each month, enter your real income and spend. The Actual sheet uses the same rows as the Budget sheet so comparison is instant. Set Months completed on Settings and the to-date and pacing figures follow what you have entered.
- Same rows as the Budget sheet
- 12 monthly actual inputs per line
- Drives spent to date and pacing
Track Every Category
The core sheet. For each category see annual budget, actual to date, remaining, percent used, average per month, projected year-end, and projected vs budget. Know exactly where you are tracking against plan at all times.
- Annual budget vs actual to date per category
- Remaining, percent used, and average per month
- Projected year-end and projected vs budget
Test a Budget Change
Adjust any expense group's budget by a percentage and see the new group budget and the impact on planned net right away. Model a spending cut or an increase before you commit it to the Budget sheet.
- Adjust a group's budget by percent
- See the new group budget instantly
- Planned net impact updates with it
Spot Overspend Before It Adds Up
The Tracker assigns each category a status - Over, On track, or Under - based on spend against budget and pacing. A column chart compares budget vs actual to date by group, and a line chart shows cumulative budget vs cumulative actual.
- Over / On track / Under status per category
- Budget vs actual-to-date column chart
- Cumulative budget vs actual line chart
Configure It for Your Business
Set your business name, currency, and fiscal year. Enter Months completed to drive the to-date and pacing figures, and set a reserve target. The rest of the workbook reads from these values, so you set them once.
- Business name, currency, fiscal year
- Months completed drives to-date and pacing
- Reserve target for context
Customizable & Flexible
Adapt the template to your business. Rename categories, adjust group budgets, test a what-if change - the formulas update automatically. Works identically in Excel and Google Sheets.
- Rename categories and groups
- Adjust budgets and run a what-if
- Excel and Google Sheets compatible
Ready to take control of your finances?
Set Up in 15 Minutes
How the Budget Template Works
Open in Excel or Google Sheets
Get instant access after purchase. Open in Microsoft Excel directly, or import into Google Sheets - no software to install, no add-ons.
Configure Your Business
Set your business name, currency, fiscal year, months completed, and reserve target on the Settings sheet. Takes about 15 minutes.
Plan Your Budget
Enter income lines and monthly expense budgets across the six groups. The dashboard, Tracker, and charts update automatically.
Log Actuals Monthly
Record real spend each month on the Actual sheet. Remaining budget, percent used, pacing, and projections update in real time.
Built for Results
Why This Budget Template Works
Full-Year Expense Budget
Plan monthly income and expense budgets for your entire fiscal year across six expense groups, with annual totals and planned net.
No Formulas to Write
Enter numbers in highlighted input cells. All subtotals, percentages, charts, and status flags are pre-built and update automatically.
Excel and Google Sheets
Works identically in Microsoft Excel and Google Sheets. No macros, no add-ons, no proprietary functions.
Free Lifetime Updates
Any updates we release to the budget template included at no extra cost.
Your Financial Data Stays Private
Runs entirely in your spreadsheet. Your data stays in your file - we never see or store it.
One-Time Purchase
Pay once, use forever. No subscriptions, no monthly fees, no recurring charges.
Got Questions?
Frequently Asked Questions
Is this template free to use?
This template is not free, but it is available for a one-time purchase. This purchase gives you lifetime access to the template and to any updates we release.
What do you mean by lifetime access?
Lifetime access means that you will have access to this template for as long as you need it. You will not be required to pay any additional fees for continued access to the template or to any updates we release.
Do I need to sign up to use this template?
You don't need to create an account with us. The template is delivered as an Excel file: open it directly in Microsoft Excel, or import it into Google Sheets from your own Google account if you prefer working there.
What are the benefits of using this template?
This template offers a range of benefits, including: Easy-to-use interface, Customizable to suit your needs, Secure and private, Free access to any updates we release, One-time purchase for lifetime access.
Can I get future updates?
Yes. Whenever we release an update to this template, you get it at no additional cost - lifetime access covers every version we publish. We do not commit to a fixed update schedule; improvements ship when they are ready.
Do you offer any discounts?
There are no discount codes for individual templates, but many templates are also part of a bundle that costs less than buying the same templates separately. Either way it is a one-time purchase with lifetime access and free updates.
Do you have any access to my financial data?
No, we do not have access to your financial data when you use this template. The template is a file you keep yourself, on your computer or in your own Google Drive, so your financial information never reaches us.
Is this template financial advice?
Our templates are not financial advice. They are tools designed to help you manage your personal finances more effectively. If you need personalized financial advice, consider consulting with a financial advisor or accountant.
Can I make my own changes and customize this template?
Yes, you can make your own changes and customize this template to suit your needs. The template is designed to be flexible and adaptable, allowing you to add or remove sections, change formulas, and adjust formatting as needed.
Do you offer technical support?
This is a self-service product, and we do not offer technical support. However, if you encounter any issues or have any questions about the template, please contact our team for assistance. Because everyone's financial situation is unique, consider consulting with a financial advisor or accountant if you need personalized financial advice.
Do you offer refunds?
Because these digital products are delivered instantly, purchases are generally final once you consent to immediate delivery at checkout. If the file we delivered has a genuine error, such as a formula that miscalculates or a feature its page describes but the file lacks, tell us what does not match: we will fix or replace it, or refund you if we cannot. Reporting within 30 days speeds resolution but never limits your statutory consumer rights; the full policy is in our Terms & Conditions.
Can't find the answer you're looking for? Contact our team
Instant digital delivery · Terms & Conditions apply
Highlights:
Take Control of Your Budget
Get the Monthly Business Budget template and start planning, logging, and tracking your expense budget in Excel or Google Sheets.