Roth vs Traditional IRA Spreadsheet (Side-by-Side Math)
A side-by-side Roth vs Traditional IRA spreadsheet. Today's tax savings, future withdrawal tax, projected balance at 60, and the breakeven tax rate.
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Insights and Updates
FinancialAha Blog
Learn more about FinancialAha, financial tracking, planning, concepts, implementation, usage, the vision behind FinancialAha, and more.
Summer Job Budget Template for Teens (First-Paycheck Setup)
Summer job budget template for teens. First paycheck math, tax withholding, save/spend/share split, and a simple spreadsheet that builds early money habits.
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Rocket Money Alternative: Subscription + Budget in a Spreadsheet
Rocket Money is $4-$12/month sliding. Rebuild the subscription audit, category budget, and net-worth view in a spreadsheet. Walkthrough and comparison.
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Dividend Income Tracker in Google Sheets (Free + Paid Versions)
Dividend income tracker in Google Sheets. Holdings, ex-dividend dates, yield on cost, projected annual income, and a year-over-year growth view.
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Cost of Living Comparison Spreadsheet: Move-Decision Worksheet
Cost of living comparison spreadsheet for the move-or-stay decision. Side-by-side housing, taxes, utilities, transport, and the salary-equivalent number.
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How to Track Investment Returns in Google Sheets (TWR vs MWR)
Track investment returns in Google Sheets with TWR and XIRR. Sample portfolio, formulas for both methods, and when each metric is the right answer.
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Vacation Budget Spreadsheet for Couples (Trip Planning)
Vacation budget spreadsheet for couples planning a trip together. Pre-trip savings, daily on-trip spend, split tracking, and per-person settle-up.
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Quicken Simplifi Alternative: Spreadsheet Workflow That Replaces It
Quicken Simplifi runs about $84 a year at the regular rate ($48 the first year on the current promo). The three features that matter (projected cash flow, spending plan, watchlists) rebuild in Google Sheets for $29 once.
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How to Build a Personal Balance Sheet in Google Sheets
Step-by-step build of a personal balance sheet in Google Sheets. Assets, liabilities, formulas, sample tables, and the monthly update routine.
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Summer Savings Challenge: A 90-Day Spreadsheet
A 90-day summer savings challenge spreadsheet. 12 weeks, weekly targets, category tracking, and a method that does not depend on willpower alone.
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Mid-Year Financial Review: A Template for Checking In
A mid-year financial review template covering budget vs actual, net worth, savings rate, tax check-in, insurance, subscriptions, debt, goals, and adjustments for the rest of the year.
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Average Emergency Fund by Income Bracket (2026 Data)
Average emergency fund by income bracket using 2024 Federal Reserve SHED and BLS data, with what 3 to 6 months of expenses costs across income quintiles.
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Copilot Money Alternative: Build the Same Workflow in Google Sheets
Copilot Money is $95/year. A Google Sheets workflow covers daily-balance tracking, category spending, and a net-worth snapshot for free or $29 once.
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When Can I Retire? Calculator Plus Rule of Thumb Walkthrough
When can I retire? A free calculator plus the four-input rule of thumb that gets you within 2 years of the right answer. Includes worked examples at 30, 45, and 55.
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Spring Sprint: Our Business Spreadsheet Library, Built Out
Thirty business spreadsheet templates plus persona-themed bundles covering cash flow, bookkeeping, KPI dashboards, industry models, freelancer and agency workbooks, real estate analysis. Built out across the past few months. Almost all work in Excel and Google Sheets.
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