How to Plan College Savings in a Spreadsheet
How to plan college savings in a spreadsheet: project each child's account, inflate future tuition, compare a 529 with a taxable account, and read the gap.
Savings Articles
Emergency funds, savings goals, and compound growth. Articles covering savings topics with practical guides, calculators, and spreadsheet templates.
16 articles
How to Size an Emergency Fund in a Spreadsheet
How to size an emergency fund in a spreadsheet: total your essential expenses, pick a months-of-coverage target, and let the sheet do the arithmetic.
How to Track Savings Goals in a Spreadsheet
How to track savings goals in a spreadsheet: one goals list drives progress, months remaining, contributions, what-if scenarios, and a live KPI dashboard.
How to Track Multiple Savings Goals in Google Sheets
Track multiple savings goals in Google Sheets without losing the plot. Bucket-allocation method, monthly contribution math, and progress visualization.
How to Set Up Sinking Funds in Google Sheets
Sinking funds in Google Sheets: how to plan for irregular expenses like insurance, holidays, car repairs, and annual fees without the bills surprising you.
Summer Savings Challenge: A 90-Day Spreadsheet
A 90-day summer savings challenge spreadsheet. 12 weeks, weekly targets, category tracking, and a method that does not depend on willpower alone.
Average Emergency Fund by Income Bracket (2026 Data)
Average emergency fund by income bracket using 2024 Federal Reserve SHED and BLS data, with what 3 to 6 months of expenses costs across income quintiles.
College Savings Calculator: Planning for Education Costs
Calculate how much to save for college. Understand current costs, expected tuition inflation, and monthly savings needed to reach your target by enrollment.
Best High-Yield Savings Accounts for Emergency Funds
How to calculate your emergency fund target, where to keep it, and how to track progress toward the goal in a spreadsheet.
When to Recalculate Your Emergency Fund
Know when to recalculate your emergency fund target. Life changes, inflation, and evolving expenses mean your safety net needs periodic review.
Multiple Savings Accounts: Organization Strategy
Learn how multiple savings accounts or savings buckets can organize your finances, protect goals, and make tracking progress easier.
Sinking Funds Explained: Budget for Big Expenses
Learn how sinking funds work and why saving for planned expenses prevents budget emergencies. Step-by-step guide to setting up your own sinking fund system.
How to Build a Savings Goal Tracker in Google Sheets (Step by Step)
Step-by-step tutorial to build a savings goal tracker in Google Sheets with progress bars, status tracking, and milestone messages. Includes formulas and examples.
Emergency Fund Calculator: How Much Do You Really Need?
Calculate how much you need in an emergency fund. Covers the 3-6-9 month rule, what expenses to include, and how to reach your target.
Financial Runway Calculator: How Long Could Your Money Last?
Calculate your financial runway - how many months your savings would cover if income stopped. A key number for emergency planning and career decisions.