United States
Tax Planning by State
Every state has different tax rules. Find your state to see how the Annual Tax Planner template handles your specific situation.
States and DC with Income Tax (42)
No State Income Tax (9)
In Depth
State Income Tax at a Glance
As of the 2026 tax year, 41 states and the District of Columbia levy a broad-based individual income tax, while nine states (Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming) do not tax wages. Washington is the edge case: it taxes high capital gains but not salaries. Structures differ widely too, from flat rates like Illinois's 4.95% to graduated systems reaching 10.75% in New Jersey, and the Tax Foundation publishes the current rate table for every state.
The state pages linked above cover what each state adds to the federal baseline: rates and brackets, how Social Security and retirement income are treated, and notable deductions and credits, each with references to that state's revenue department. Federal rules are the same everywhere and are documented by the IRS.
Common Questions
Tax Planning Across States - FAQ
Does the template cover all 50 states?
The Annual Tax Planner is a single template that works in any US state. It focuses on federal tax planning, which is the same everywhere, and provides notes and custom fields for recording your state's rates, deductions, and estimated payments. The state guides on this page describe how to set it up for each state's rules.
Do I need a separate purchase for each state?
No. One purchase covers the template wherever you live, and it is the same template behind every state guide here. If you track taxes in more than one state, the same spreadsheet can hold both sets of notes.
What about cities with local income taxes?
A few states allow local income taxes, for example Maryland counties, Ohio municipalities, and several Kentucky cities. The template's notes and custom fields can hold a local rate alongside the state one, and the relevant state guides mention where local layers exist.
What if I moved between states during the year?
A mid-year move usually means part-year returns in two states, each taxing the income earned while living there. The template's income tracking can be split by date, which helps when allocating income between the two returns. The exact part-year rules are defined by each state's revenue department.
Can't find the answer you're looking for? Contact our team
Tax rules, rates, and contribution limits change, and official publications can themselves lag behind the law in force. We review these figures on a best-effort basis against sources we consider authoritative, but we cannot guarantee they are current, complete, or that better sources do not exist, and nothing here is tax, legal, or financial advice. For decisions, the relevant government authority is the reference. Last reviewed: August 2026.