FIRE Calculator: How to Calculate Your Financial Independence Number
Calculate your FIRE number - the amount needed to retire early. Covers the 25x rule, 4% rule, lean/fat/coast FIRE variations, and worked examples with real dollar amounts.
Retirement & FIRE Articles
Retirement planning, FIRE calculations, and long-term projections. Articles covering retirement & fire topics with practical guides, calculators, and spreadsheet templates.
17 articles
Coast FIRE Calculator: When Can You Stop Actively Saving?
Calculate your Coast FIRE number - the savings amount where compound growth alone reaches your retirement target. Includes the formula, worked examples at different ages, and growth projections.
Mega Backdoor Roth Calculator: Supercharge Your Roth Contributions
Calculate the mega backdoor Roth benefit - how after-tax 401(k) contributions converted to Roth can add up to $46,500 extra per year in tax-free retirement savings.
Backdoor Roth Calculator: The High-Earner Strategy Explained
Calculate the benefit of a backdoor Roth IRA contribution. Understand the strategy, the pro-rata rule, and whether it makes sense for your income level.
401(k) vs. Roth 401(k) Calculator: Which One Wins?
Compare traditional 401(k) vs. Roth 401(k) outcomes based on current and future tax rates. See which produces more after-tax retirement income in your situation.
Roth Conversion Calculator: When Converting Makes Sense
Calculate whether a Roth conversion saves money over time. Compare paying taxes now vs. later, and find the optimal conversion amount for your tax situation.
Retirement Planning Template vs Free Retirement Calculator
Compare a one-time retirement calculator with an ongoing retirement planning template. One gives you a quick estimate. The other becomes your long-term planning companion.
FIRE Calculators and Spreadsheets Compared
Comparing FIRE calculators and spreadsheet tools for financial independence planning - from free online calculators to detailed retirement projection templates.
401(k) Calculator: How Contributions Grow Over a Career
Calculate how 401(k) contributions grow over time with employer matching. See the impact of contribution rate, match percentage, and investment returns.
Social Security Calculator: Estimating Your Future Benefits
Estimate your Social Security benefits based on earnings history, claiming age, and filing strategies. Understand how timing affects your monthly benefit.
Retirement Calculator: How Much Do You Actually Need?
Calculate how much you need for retirement based on your expenses, savings rate, and expected returns. Includes the 4% rule, real examples, and key variables.
Big Improvements to Our Retirement Planning Spreadsheet
Retirement planning spreadsheet for Google Sheets with scenario projections, what-if analysis, milestone tracking, and safety checks. See three scenarios side by side.
Financial Independence Data: FIRE and Wealth
Free FIRE planning tools - compare retirement costs by city and country, net worth by generation, and student loan burden by major.
A Retirement Financial Planning Spreadsheet That Actually Works
A retirement financial planning spreadsheet designed to simplify projections, track savings, and help visualize different retirement scenarios.
Prepare for Retirement: Your Guide to Financial Freedom
A step-by-step guide to retirement planning that covers understanding needs, estimating costs, and identifying income sources.