Ten retirement-planning templates: retirement and FIRE calculators, savings goal tracker, emergency fund, college savings, 401(k), traditional vs Roth, compound interest, retirement savings, and annuity math.

Real Estate Ultimate Pack

Ten property templates: mortgage calculator, rent vs buy, home expenses, renovation budget, rental property cashflow, Airbnb tracker, affordability calculator, refinance, payoff, and home equity loan.

Small Business Ultimate Pack

Ten business templates: business budget, P&L projection, sales forecast, cash flow statement, bookkeeping, invoice tracker, balance sheet, break-even analysis, startup costs, and business plan workbook.

Budgeting Ultimate Pack

Nine budgeting templates covering monthly budgets, the 50/30/20 method, zero-based budgeting, household budgets, paycheck planning, and expense tracking.

Investing Ultimate Pack

Eight templates for active investors: portfolio tracker, stock and options trading journals, crypto portfolio, dividend tracker, capital gains, NPV/IRR analysis, and an ETF tracker.

Freelancer Ultimate Pack

Eight templates for self-employed income: freelancer finance tracker, Etsy seller spreadsheet, 1099 income tracker, tax deduction tracker, self-employment tax, quarterly tax tracker, mileage log, and expense reports.

Payroll & HR Ultimate Pack

Eight templates for small businesses with employees: employee payroll, timesheet, vacation/PTO tracker, payslip, time card, employee leave, expense reimbursement, and take-home pay calculators.

Debt Payoff Ultimate Pack

Seven debt-elimination templates: payoff calculator, credit card payoff, debt snowball, student loan payoff, balance transfer math, debt-to-income, and credit repair tracking.

Net Worth Tracker Ultimate Pack

Six templates for tracking and analyzing your net worth: net worth tracker, personal financial statement, financial goal planner, inflation calculator, cost comparison, and account register.

Life Events Budget Ultimate Pack

Six templates for major life events: wedding budget, baby budget, event budget, Christmas budget, moving budget, and money management for kids.

Auto Loan Ultimate Pack

Five vehicle-financing templates: auto loan calculator, lease vs buy, generic loan payment, balloon loan, and interest-only loan calculators.

Bill Tracker Ultimate Pack

Five day-to-day money-tracking templates: subscription tracker, bill tracker, checkbook register, monthly budget calendar, and money tracker.

Everything, one price

Ultimate Financial Spreadsheet Templates - Full Access Pack

Every Ultimate spreadsheet template in the catalog, in one purchase - budgeting, debt payoff, investing, retirement, real estate, small business, freelancing, net worth, and more.

58 Ultimate templates - everything we make, one price

$299$1682

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Popular Ultimate Templates

Some of our most popular advanced templates

Ultimate $29

Monthly Budget

Named categories laid across all twelve months, with budget against actual and the variance in money and as a percentage. The Ultimate Monthly Budget spreadsheet template counts how many categories are past what was planned for them, groups them into sections on the setup sheet with a share-of-income column, and compares year over year with the change on every category. Six working sheets, savings trends among them. Google Sheets and Excel, one file.

6 sheets included

Ultimate $29

Debt Snowball Ultimate

Twelve debts, a 180-month schedule carrying a payment and a balance column for each, and the rollover visible row by row as the smallest balance clears. The Ultimate Debt Snowball spreadsheet template sets that plan against minimum-only payments on a sheet of its own, takes any extra payment you want to test on another, and marks the milestones - first debt gone, then a quarter, half, three quarters, debt-free. Six working sheets. Google Sheets and Excel, one file.

6 sheets included

Ultimate $29

Retirement Calculator Ultimate

Employer match calculated from salary and match terms, contributions that rise with your annual pay increase, and returns credited on a mid-year convention. The Ultimate Retirement Calculator spreadsheet template runs the withdrawal phase to life expectancy with inflation-adjusted withdrawals and a Social Security offset, then tests the plan across three return scenarios and two sensitivity grids. Every assumption on one sheet. Six working sheets. Google Sheets and Excel. No macros, no VBA.

6 sheets included

Ultimate $29

Investment Portfolio Tracker

Fifty holdings, each with a sector as well as a ticker and a name, and each one's share of the whole portfolio. The Ultimate Investment Portfolio Tracker spreadsheet template records dividend per share, annual income and yield per position, shows each holding's share of total dividend income, and reports sector performance across the year in money and percentage terms. Six sheets. Google Sheets and Excel, one file. No macros, no VBA.

5 sheets included

Ultimate $29

Rental Property Cashflow

Up to five properties, each with its own column of assumptions, listed with rent, cashflow, NOI, cap rate and cash-on-cash, and a portfolio cap rate alongside each property's own. The Ultimate Rental Property Cashflow spreadsheet template works the mortgage payment out from the loan, rate and term, counts total cash invested including closing costs and refurbishment, and adds ROI and sensitivity sheets. Google Sheets and Excel, one file. No macros, no VBA.

6 sheets included

Ultimate $29

Freelancer Finance Tracker

Income and expenses keep separate logs of 150 rows each - date, client, project, method, status and invoice number on one side, categories and a deductible marker on the other. The Ultimate Freelancer Finance Tracker spreadsheet template totals paid, pending and overdue apart from each other, ranks clients by revenue with profit, margin and average per project, and carries a quarterly self-employment tax calculation. Six working sheets. Google Sheets and Excel, one file.

6 sheets included

Ultimate $29

Net Worth Tracker Ultimate

Thirty rows for holdings and twenty for debts, each named, each with a category, and each carrying last month's value beside this month's so the change works itself out and colours by direction - on the debt side a falling balance reads the sensible way round. The Ultimate Net Worth Tracker spreadsheet template rolls the detail into monthly snapshots, an allocation breakdown and a three-year comparison. Six working sheets and two charts, Google Sheets and Excel. No macros, no VBA.

6 sheets included

Ultimate $29

Stock Trading Journal Ultimate

Two hundred trade rows carry both prices together, so a result and a percentage return derive on each and different position sizes compare. The Ultimate Stock Trading Journal spreadsheet template breaks the record down by ticker with wins and win rate, by strategy with count and average return, and by month, keeps a strategy label and notes on every trade, and adds a risk sheet reporting what the record implies. Six working sheets and a chart, Google Sheets and Excel. No macros, no VBA.

6 sheets included

What makes Ultimate different

More capacity

Track 50+ holdings, 200+ transactions, 15 debts, 10 savings goals - where free templates have smaller limits.

Multi-sheet dashboards

6-7 interconnected sheets per template. KPI dashboards, data entry, analysis, and comparisons - all linked by formulas.

Instant download

One-time payment, no subscription. Download the .xlsx file immediately. Works in Microsoft Excel, Google Sheets, and LibreOffice.

No macros needed

100% formula-driven. Every calculation uses standard Excel formulas - no VBA, no scripts, no compatibility issues.

Not sure if Ultimate is right for you?

Every Ultimate template has a free version you can try first. Download the free version to see the layout and formulas, then upgrade to Ultimate for advanced features.

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