How to Calculate Your Net Worth (Formula, Example, 2026 Template)
Net worth equals total assets minus total liabilities. Here's the formula, a worked example with real numbers, and a Google Sheets template that does it for you.
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Insights and Updates
FinancialAha Blog
Learn more about FinancialAha, financial tracking, planning, concepts, implementation, usage, the vision behind FinancialAha, and more.
ProjectionLab Alternative: Retirement Projections in a Spreadsheet You Can Audit
ProjectionLab costs $109/yr or $1,199 lifetime. A Google Sheets retirement projection template with the same core math costs $49 once. Side-by-side comparison.
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Tax Deduction Tracker in Google Sheets: Schedule A Categories, Row by Row
How to build a tax deduction tracker in Google Sheets, with Schedule A categories mapped to spreadsheet rows. Template link, worked example, 2026 standard deduction.
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Net Worth Percentile by Age: Where Do You Stand? (2026 Data)
See where your net worth ranks compared to others your age. Includes median and percentile data from the Federal Reserve for every age group, plus a free calculator to check your exact percentile.
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Budget Spreadsheet Templates for Google Sheets (2026)
Compare the best budget spreadsheet templates for Google Sheets in 2026. Covers free and paid options, what to look for, and which template fits different budgeting styles - from simple tracking to full annual planning.
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Coast FIRE Explained: How to Calculate Your Number and What It Means
Coast FIRE means you have enough invested that compound growth will cover retirement - without saving another dollar. Here's how to calculate your coast FIRE number and what it actually means.
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Creating a Financial Plan for Major Life Changes
Financial planning guidance for marriage, having a child, buying a home, career changes, divorce, retirement, and starting a business. What to prepare, what changes, and what most people overlook.
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Budget-Friendly Date Night Ideas
40+ date night ideas organized by budget - free, under $30, and under $75. Plus how to build a recurring date night fund into your monthly budget without guilt.
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Net Worth Tracking Mistakes to Avoid
12 common net worth tracking mistakes - from overvaluing your home to forgetting student loans. How to fix calculation errors, valuation mistakes, and tracking habits that distort your financial picture.
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Teaching Kids About Money: Age-Appropriate Lessons
Money lessons for every age - from coin sorting for preschoolers to investing basics for teenagers. Covers allowance guidelines, digital money skills, and how to have family money conversations.
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How to Build a Budget That Actually Works
A 7-step guide to building a budget you'll actually stick to. Start from real spending data, set realistic targets, build in flexibility, and choose from methods like 50/30/20 or zero-based budgeting.
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Retirement Account Tracker: 401(k), IRA, and More
How to track all your retirement accounts - 401(k), traditional IRA, Roth IRA, 403(b), and HSA - in one place. Covers contribution tracking, allocation views, and consolidating old accounts.
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Spring Cleaning Your Finances: Annual Tasks to Complete
An annual financial spring cleaning checklist - verify beneficiaries, audit subscriptions, review credit reports, shop insurance rates, and organize documents. Prioritized by impact with time estimates.
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When to Switch Budget Templates
7 signs your budget template isn't working anymore - and how to switch without losing historical data. Includes a template recommendation guide based on your situation and budgeting style.
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Best Apps for Splitting Expenses with Friends
Compare Splitwise, Tricount, Settle Up, and other expense-splitting apps side by side. Covers features, pricing, privacy, and which app works for group trips, shared households, and casual dinners.
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