Ten retirement-planning templates: retirement and FIRE calculators, savings goal tracker, emergency fund, college savings, 401(k), traditional vs Roth, compound interest, retirement savings, and annuity math.

Real Estate Ultimate Pack

Ten property templates: mortgage calculator, rent vs buy, home expenses, renovation budget, rental property cashflow, Airbnb tracker, affordability calculator, refinance, payoff, and home equity loan.

Small Business Ultimate Pack

Ten business templates: business budget, P&L projection, sales forecast, cash flow statement, bookkeeping, invoice tracker, balance sheet, break-even analysis, startup costs, and business plan workbook.

Budgeting Ultimate Pack

Nine budgeting templates covering monthly budgets, the 50/30/20 method, zero-based budgeting, household budgets, paycheck planning, and expense tracking.

Investing Ultimate Pack

Eight templates for active investors: portfolio tracker, stock and options trading journals, crypto portfolio, dividend tracker, capital gains, NPV/IRR analysis, and an ETF tracker.

Freelancer Ultimate Pack

Eight templates for self-employed income: freelancer finance tracker, Etsy seller spreadsheet, 1099 income tracker, tax deduction tracker, self-employment tax, quarterly tax tracker, mileage log, and expense reports.

Payroll & HR Ultimate Pack

Eight templates for small businesses with employees: employee payroll, timesheet, vacation/PTO tracker, payslip, time card, employee leave, expense reimbursement, and take-home pay calculators.

Debt Payoff Ultimate Pack

Seven debt-elimination templates: payoff calculator, credit card payoff, debt snowball, student loan payoff, balance transfer math, debt-to-income, and credit repair tracking.

Net Worth Tracker Ultimate Pack

Six templates for tracking and analyzing your net worth: net worth tracker, personal financial statement, financial goal planner, inflation calculator, cost comparison, and account register.

Life Events Budget Ultimate Pack

Six templates for major life events: wedding budget, baby budget, event budget, Christmas budget, moving budget, and money management for kids.

Auto Loan Ultimate Pack

Five vehicle-financing templates: auto loan calculator, lease vs buy, generic loan payment, balloon loan, and interest-only loan calculators.

Bill Tracker Ultimate Pack

Five day-to-day money-tracking templates: subscription tracker, bill tracker, checkbook register, monthly budget calendar, and money tracker.

Everything, one price

Ultimate Financial Spreadsheet Templates - Full Access Pack

Every Ultimate spreadsheet template in the catalog, in one purchase - budgeting, debt payoff, investing, retirement, real estate, small business, freelancing, net worth, and more.

58 Ultimate templates - everything we make, one price

$299$1682

Save $1383Get Full Access →

Popular Essentials templates

Hand-picked across categories - start here if you're not sure what to pick

Essentials $19

Monthly Budget

Categories grouped into sections - income, housing, transport, food, utilities, insurance and more - each subtotalling itself, so areas of spending compare directly. The Essentials Monthly Budget spreadsheet template puts budget, actual and the difference on every line, adds a share-of-income column that stays comparable between a good month and a lean one, and reports a savings rate on the Dashboard. Google Sheets and Excel, one file. No macros, no VBA.

2 sheets included

Essentials $19

Debt Payoff Calculator

Eight debts, each carrying its own balance, rate, minimum payment and a months-at-minimum figure, then one extra payment field applied across the whole set. The Essentials Debt Payoff Calculator spreadsheet template runs smallest-balance-first and highest-rate-first in parallel so the interest difference between them is visible, and a full schedule shows both balances falling month by month. Dashboard, Debt Setup, Payoff Schedule, How to Use. Google Sheets and Excel, one file. No macros, no VBA.

3 sheets included

Essentials $19

Retirement Calculator

The projection carries past the finish line: contributions through the working years, then withdrawals from the year after the retirement age you set, in one year-by-year table. The Essentials Retirement Calculator spreadsheet template reports the balance at retirement, a sustainable monthly income, the years it funds and total contributions, with a chart of the savings building and then drawing down. Three working sheets and two charts. Google Sheets and Excel. No macros, no VBA.

3 sheets included

Essentials $19

Invoice Tracker

A due date and the date it was actually paid on every one of thirty invoices, with the status coming from a validated dropdown - paid, pending or overdue. The Essentials Invoice Tracker spreadsheet template reports the outstanding balance apart from the overdue amount, puts total invoiced against total paid, and adds an average invoice value and a count. Two working sheets and a chart. Google Sheets and Excel in one file. No macros, no VBA.

2 sheets included

Essentials $19

Investment Portfolio Tracker

A name beside every ticker and a percentage return on each position, so holdings of very different sizes can be compared. The Essentials Investment Portfolio Tracker spreadsheet template carries 20 holdings, works out market value and gain per position, and puts total portfolio value and total gain on a dashboard with a chart of how the value splits between holdings. Google Sheets and Excel, one file. No macros, no VBA.

2 sheets included

Essentials $19

Home Mortgage Calculator

Enter the home price and the deposit as a percentage and the loan derives itself, then property tax and insurance fold in to give one full monthly figure. The Essentials Home Mortgage Calculator spreadsheet template splits that payment on a pie chart, mortgage insurance included, and runs a dated schedule on real calendar months where extra payments come off the principal and pull the payoff date in. Three working sheets and two charts. Google Sheets or Excel. No macros, no VBA.

3 sheets included

Essentials $19

FIRE Calculator

The withdrawal rate becomes an input here, and the target portfolio is derived from whatever you set. Feed in your current age and the Essentials FIRE Calculator spreadsheet template answers with a year rather than a duration, laying the path out row by row with balance, savings, growth and retirement cost, and flagging the year the portfolio reaches target. Six figures on the Dashboard. Four tabs, Google Sheets and Excel. No macros, no VBA.

3 sheets included

Essentials $19

Net Worth Tracker

Accounts down the side, the twelve months across the top, so a year of history lives in one grid rather than in twelve files. The Essentials Net Worth Tracker spreadsheet template groups assets into five categories covering cash, investments, retirement, property and the rest, lists liabilities beneath as ordinary positive balances, and adds a month-on-month change row. Two working sheets, two charts and a dashboard of six figures. Google Sheets or Excel. No macros, no VBA.

2 sheets included