Net Worth Tracker Template for Google Spreadsheets
Track your net worth month by month with automatic calculations. Log assets like investments, real estate, and retirement accounts alongside liabilities. See your progress with built-in charts and set milestones to stay motivated.
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See Personal Finance Bundle 3 templates included • $28 offOne-time purchase
Ready-to-use Spreadsheet Template
See Your Complete Financial Picture
Dashboard That Tells the Whole Story
Open your spreadsheet and instantly see where you stand: net worth, total assets, total liabilities, and debt-to-asset ratio. Compare to last month. Compare to January. One glance, complete clarity.
- Net worth over time chart
- Month & YTD changes
- Debt-to-asset ratio
See Where Your Money Is Growing
Know exactly what you own and how it's performing. Spot which assets are growing fastest and whether your allocation still matches your goals.
- Catch underperforming assets
- See if you're too concentrated
- Watch your wealth grow monthly
Track Your Debt Over Time
See how your balances change month to month. Know exactly how much progress you've made and how much further to go.
- See debt decrease over time
- Know which debts hurt most
- Log payoff milestones
Know Your Numbers Instantly
Open your spreadsheet and know where you stand in seconds. Compare to previous months and spot what's changing.
- Compare to last year instantly
- Spot trends before they matter
- Know your next milestone
Set and Track Financial Milestones
Define milestones like 'Net Worth $100K' or 'Pay off student loans.' The tracker automatically marks when you hit each goal and logs the date.
- Net worth milestones
- Asset targets
- Debt-free tracking
See Your Progress Over Time
Look back and see how far you've come. Monthly snapshots show changes in your assets, liabilities, and net worth over time.
- See months of progress
- Know your growth rate
- Spot patterns in your wealth
Monthly Debt Breakdown
See each liability category month by month. Monthly tracking shows how your balances are changing and where you're making progress.
- See balances shrink monthly
- Know your payoff pace
- Track progress milestones
Custom Milestones
Create milestones that matter to you. The tracker logs when you achieve each one - building a record of your progress.
- Set meaningful targets
- Automatic achievement tracking
- Log every milestone
Step-by-Step Instructions Included
Never wonder what to do next. Detailed guidance walks you through setup, asset entry, and monthly updates - even if you've never tracked net worth before.
- Detailed how-to guide
- Quick navigation links
- Monthly update workflow
Customizable & Flexible
Easily customize the tracker to match your specific needs. Add, remove, or modify categories to fit your financial situation.
- Add custom categories
- Modify tracking sections
- Adapt to your needs
Ready to take control of your finances?
Simple 4-Step Process
How It Works
Download & Access
Get instant access to the tracker via Google Sheets. One-time purchase, lifetime access.
Input Your Data
Add your assets and liabilities with monthly snapshots to track changes over time.
Get Insights
Watch as the template automatically calculates your net worth, debt ratios, and milestone progress.
Track & Achieve
Monitor your progress toward financial milestones and watch your net worth grow over time.
Built for Results
Why This Template Works
Multiple Asset & Liability Types
Stocks, real estate, crypto, retirement accounts, mortgages, student loans, and more.
Easy to Use
Enter numbers in highlighted cells. Pre-built formulas do the calculations.
Google Sheets Based
Access anywhere, on any device. Cloud-based.
Always Improving
Free updates included at no extra cost.
Privacy First
Your data stays private. We never see it.
Lifetime Access
One-time purchase. Own it forever.
Got Questions?
Frequently Asked Questions
Is this template free to use?
This template is not free, but it is available for a one-time purchase. This purchase gives you lifetime access to the template and to any updates we release.
What do you mean by lifetime access?
Lifetime access means that you will have access to this template for as long as you need it. You will not be required to pay any additional fees for continued access to the template or to any updates we release.
Do I need to sign up to use this template?
You don't need to create an account with us. The template works in Google Sheets, so you'll need a Google account. If you don't have one, you can create one for free at google.com. After you purchase the template, copy it to your Google Drive, and start using.
What are the benefits of using this template?
This template offers a range of benefits, including: Easy-to-use interface, Customizable to suit your needs, Secure and private, Free access to any updates we release, One-time purchase for lifetime access.
Can I get future updates?
Yes. Whenever we release an update to this template, you get it at no additional cost - lifetime access covers every version we publish. We do not commit to a fixed update schedule; improvements ship when they are ready.
Do you offer any discounts?
There are no discount codes for individual templates, but many templates are also part of a bundle that costs less than buying the same templates separately. Either way it is a one-time purchase with lifetime access and free updates.
Do you have any access to my financial data?
No, we do not have access to your financial data when you use this template. The template is designed to be used in your own Google Sheets account, ensuring that your financial information remains private and secure.
Is this template financial advice?
Our templates are not financial advice. They are tools designed to help you manage your personal finances more effectively. If you need personalized financial advice, consider consulting with a financial advisor or accountant.
Can I make my own changes and customize this template?
Yes, you can make your own changes and customize this template to suit your needs. The template is designed to be flexible and adaptable, allowing you to add or remove sections, change formulas, and adjust formatting as needed.
Do you offer technical support?
This is a self-service product, and we do not offer technical support. However, if you encounter any issues or have any questions about the template, please contact our team for assistance. Because everyone's financial situation is unique, consider consulting with a financial advisor or accountant if you need personalized financial advice.
Do you offer refunds?
Because these digital products are delivered instantly, purchases are generally final once you consent to immediate delivery at checkout. If the file we delivered has a genuine error, such as a formula that miscalculates or a feature its page describes but the file lacks, tell us what does not match: we will fix or replace it, or refund you if we cannot. Reporting within 30 days speeds resolution but never limits your statutory consumer rights; the full policy is in our Terms & Conditions.
Can't find the answer you're looking for? Contact our team
Instant digital delivery · Terms & Conditions apply
Highlights:
Start Tracking Your Net Worth Today
Gain clarity over your finances. One purchase, lifetime access, and any updates we release included. Your data stays 100% private in your Google account.