Best Value Complete Financial Planning Bundle →
✓ Financial Planning✓ Net Worth Tracker✓ Monthly Budgeting✓ Travel Budget Planner✓ Annual Budgeting Planner✓ Monthly Expense Tracker✓ Annual Tax Planner✓ Retirement Planning
$139 One purchase, no subscription
View Bundle →
by Segmio
View Bundles
Language
ENEnglishDEDeutschESEspañolFRFrançaisPTPortuguêsITItalianoARالعربيةNLNederlandsZH中文

Instant digital delivery · Terms & Conditions apply

Essentials Template - Excel & Google Sheets

Essentials Money Management for Kids Spreadsheet Template for Google Sheets & Excel

Thirty dated entries, each described in plain words, with earned, spent and saved in columns of their own and a balance running down the sheet. The Essentials Money Management for Kids spreadsheet template leaves room for five savings goals, each with a target and the progress against it, and puts a dashboard over the log. Three sheets, Google Sheets and Excel. No macros, no VBA.

Instant digital delivery · Terms & Conditions apply

Essentials Money Management for Kids spreadsheet template - Google Sheets and Excel preview

What's Included

  • A dated log of what actually happened
  • A plain-words description on every entry
  • Earned, spent and saved in their own columns
  • A balance running down the sheet
  • Room for five savings goals, each with target and progress
  • Still-needed and progress worked out for you
  • Total earned, spent and saved on a dashboard
  • A savings rate reported as a proportion
  • Two charts - where the money went, and progress on each goal
  • Works in Microsoft Excel and Google Sheets with no setup required

The FinancialAha Essentials Money Management for Kids Spreadsheet Template is a two-sheet workbook for Google Sheets and Excel, with a How to Use guide on a third tab. It works as an Essentials Money Management for Kids Excel template and an Essentials Money Management for Kids Google Sheets template from the same download. A dated log where each entry records what happened, with earned, spent and saved in their own columns, a balance running down the sheet, savings goals and a dashboard with two charts. No macros, no VBA.

Inside the workbook

What's inside the FinancialAha Essentials Money Management for Kids spreadsheet template

The FinancialAha Essentials Money Management for Kids Spreadsheet Template runs on two working sheets, with the instructions on a tab of their own. It works in both Microsoft Excel and Google Sheets and here is what the Essentials Money Management for Kids spreadsheet holds.

  1. 01 of 02

    Money Tracker

    A row per entry, each one a thing that happened: the date, what it was in plain words, and the amount in whichever of the three columns it belongs to - earned, spent or set aside. The balance beside them carries down the sheet. Writing what happened rather than a category is what makes this readable weeks later. "Raked leaves" and "bought a comic" describe a fortnight in a way that "income" and "spending" never will, and for a young person the record is most of the point. Underneath the log sits a savings goals block with room for five: what is being saved for, what it costs, how much has gone towards it, how much is still needed and how far along that is as a percentage. The still-needed figure and the percentage both work themselves out. One convention to know: the balance is what has been earned less what has been spent and less what has been set aside. Money in a goal is treated as already spoken for, so the balance is what remains loose.

    FinancialAha Money Management for Kids spreadsheet template - Money Tracker sheet

  2. 02 of 02

    Dashboard

    Six figures and two charts. Total earned, total spent, total saved, the balance left, the share of earnings that went into savings, and how far along the first goal is. The savings rate is reported as a proportion rather than measured against anything. What share is right depends on the household and the age, and the sheet takes no view - it counts what happened and shows it. One chart splits what came in into the three places it ended up - spent, set aside, and still loose - so the slices add up to what was earned. The other shows how much has gone towards each goal so far.

    FinancialAha Money Management for Kids Google Sheets template - Dashboard sheet

  3. Included guide

    How to Use

    A step-by-step guide on its own tab, covering what each column expects, how the balance and the goals block work, how to read the dashboard, and how to change the currency. Because it ships inside the file, the instructions travel with the template wherever it is opened.

Works in both Google Sheets and Excel

Essentials Money Management for Kids Spreadsheet template for Google Sheets

Upload the Essentials Money Management for Kids Spreadsheet Template to Drive, right-click it, and choose "Open with Google Sheets". This Essentials Money Management for Kids Google Sheets template needs no conversion step, both charts come across, and the balance recalculates exactly as it does in Excel.

Essentials Money Management for Kids Google Sheets template setup

A shared copy of the Essentials Money Management for Kids Google Sheets template lets a parent and a child work in the same file, so the log stays one record both can read rather than something one of them relays to the other.

Running the Essentials Money Management for Kids Google Sheet

The Essentials Money Management for Kids Google Sheet takes a row whenever money moves. It opens on a phone or a tablet, which is where an entry is most likely to get made while it is still remembered.

Essentials Money Management for Kids Spreadsheet template for Excel

The Essentials Money Management for Kids spreadsheet Excel download is a plain .xlsx. Excel opens this Essentials Money Management for Kids Excel template directly, with no import step, and both charts are native Excel charts rather than pictures. There are no macros and no VBA in the file.

Essentials Money Management for Kids Excel template setup

The same Essentials Money Management for Kids Excel template opens in Excel on Windows, Excel on Mac, and Excel for the web. It is also the identical file you would upload to Drive, so there is no separate Essentials Money Management for Kids spreadsheet download to choose between.

Essentials Money Management for Kids spreadsheet Excel notes

The Essentials Money Management for Kids spreadsheet Excel file carries no macros and no VBA, so Excel opens it without a trust prompt.

Opening the Essentials Money Management for Kids spreadsheet Excel file

Nothing in the Essentials Money Management for Kids Excel template is version-specific, so this Essentials Money Management for Kids spreadsheet Excel workbook behaves identically in Excel on Windows, Excel on Mac, and older builds.

Spreadsheet template highlights

What the Essentials Money Management for Kids spreadsheet template tracks

A row per entry. This is what the Essentials Money Management for Kids Spreadsheet Template records:

Date
when it happened
What Happened
in plain words, which is what makes the log readable weeks later
Earned
money that came in
Spent
money that went out
Saved
money set aside, which the balance treats as spoken for
Balance auto
derived, running down the sheet and blank until a row has an entry

Compare builds

FinancialAha Money Management for Kids spreadsheet template: Free and Essentials compared

Feature Free View Spreadsheet Template Essentials This page
Working sheets 1 2
Shape A plan against what happened A dated log of what happened
Entries 12 category rows 30 log rows
Running balance – Yes
Earned, spent and saved kept apart By sign In their own columns
Savings goals – With target, saved so far and progress
Savings rate – Yes
Dashboard A 3-card strip Six figures
Charts – 2

The Free Money Management for Kids Spreadsheet Template sets a plan against what happened one week at a time. The FinancialAha Essentials Money Management for Kids Spreadsheet Template keeps a dated log instead, each entry describing what actually happened, with earned, spent and saved in their own columns and a balance running down the sheet. It adds a savings-goals block with a target, progress and what is still needed, and a dashboard reporting the totals, the savings rate and goal progress with two charts.

Compare the other builds: Free Money Management for Kids spreadsheet template .

Good to know

Notes on working in the Essentials Money Management for Kids spreadsheet template

  • Writing what happened rather than a category is what makes the log readable weeks later.
  • The balance treats money in a goal as already spoken for, so it shows what is left loose.
  • The still-needed figure and the goal percentage both work themselves out from the target and what has gone in.
  • The savings rate is a proportion the sheet reports rather than a target it sets.
  • Blank rows leave the balance blank rather than repeating the last figure.
  • The currency dropdown relabels the money columns across the workbook. It changes the label only and does not convert the numbers.

How to Use the Essentials Money Management for Kids Spreadsheet Template

1

Log what happened

The date and a few words about it.

2

Put it in a column

Earned, spent or set aside.

3

Set a goal

What it is and what it costs.

4

Watch the balance

It runs down the sheet as entries go in.

Stress-tested with AI.

Every template starts with deep research into how people actually track the topic. We design the layout, build the formulas, and polish the design until it feels like something we would use ourselves. Along the way, we use AI to stress-test the calculations: unusual inputs, edge cases, and formula behavior, checked until the numbers hold.

Instant digital delivery · Terms & Conditions apply

Frequently Asked Questions

Is the FinancialAha Essentials Money Management for Kids Spreadsheet Template a Google Sheets template?

Yes. Upload the file to Drive and choose "Open with Google Sheets". Both charts come across in the Essentials Money Management for Kids Google Sheets template, and the balance recalculates exactly as it does in Excel.

Is the FinancialAha Essentials Money Management for Kids Spreadsheet Template an Excel template?

Yes. The download is a plain .xlsx, so the Essentials Money Management for Kids Excel template opens directly in Excel with no import step. Both charts are native Excel charts rather than pictures, and there are no macros or VBA.

Will the FinancialAha Essentials Money Management for Kids spreadsheet Excel file open in older versions of Excel?

Yes. The Essentials Money Management for Kids spreadsheet Excel workbook ships as a plain .xlsx, so it opens identically in current Excel and in builds that predate dynamic arrays.

How does the Essentials Money Management for Kids Spreadsheet Template treat money that has been saved?

As already spoken for. The balance is what has been earned less what has been spent and less what has been set aside, so it shows what is left loose rather than the total held.

What does the savings goals block in the Essentials Money Management for Kids spreadsheet do?

Records what is being saved for and what it costs, then works out how much is still needed and how far along it is as a percentage from what has gone in.

Is the savings rate in the Essentials Money Management for Kids Spreadsheet Template a target?

No. It is the share of earnings that went into savings, reported as a proportion. What share is right depends on the household and the age, and the sheet takes no view.

How is the Essentials Money Management for Kids Spreadsheet Template different from the Free build?

The Free build sets a plan against what happened, a row per category. This one keeps a dated log of what actually happened, with a running balance, savings goals and a dashboard.

How do I open the Essentials Money Management for Kids spreadsheet template in Google Sheets?

Upload the .xlsx file to Google Drive, then open it with Google Sheets. All formulas and formatting will be preserved.

More Essentials Special Purpose Templates

Christmas Budget

A row per person on the gift list, with the relationship beside the name, a column for what you are giving or still considering, a budget and an actual, and a purchased flag - which is the only question that matters two weeks out. The Essentials Christmas Budget spreadsheet template keeps decorations and other holiday costs in blocks of their own. Twenty rows, three working sheets. Google Sheets and Excel. No macros, no VBA.

$19

Event Budget

Venue, catering, entertainment, decor and marketing each get their own line items with a subtotal at the foot, and a notes column takes vendor names and due dates. The Essentials Event Budget spreadsheet template derives the difference on every line and reports total budget, total spent, over or under, and the share used on a dashboard, so a category that is drifting shows up early. Two working sheets and two charts, Google Sheets and Excel. No macros, no VBA.

$19

Baby Budget Planner

One-time purchases and monthly costs sit in blocks of their own, each totalling itself, with every recurring item converted to its annual figure so the two can be added honestly. The Essentials Baby Budget Planner spreadsheet template puts a share-of-first-year column on every line and gives the estimated total a monthly and a daily average - the numbers that make a year of costs legible. Three working sheets. Google Sheets and Excel. No macros, no VBA.

$19

Home Renovation Budget

Eight projects, each named to match your renovation, and each budget split three ways - labour, materials and permits - so an overrun can be traced to what caused it. The Essentials Home Renovation Budget spreadsheet template derives the total from those three columns, sets actual spend and variance against it per project, and leaves a notes column for vendors, dates or a change of scope. Dashboard on its own tab. Google Sheets and Excel, one file. No macros, no VBA.

$19
Essentials
Preview
See Life Events Budget Ultimate Pack 6 templates included • Save $85

Instant digital delivery · Terms & Conditions apply

Highlights:

Dashboard with charts and KPIs
Pre-filled categories and sample data
No sign-up, no subscription
Lifetime free updates
Works in
Excel Google Sheets

Looking for premium spreadsheet templates?

Our paid templates include advanced multi-sheet dashboards, native Excel charts, and ongoing updates.

View Premium Templates Browse All Essentials Templates

Private & secure

Your financial data stays on your device. We never see it.

Learn more →

Need help?

Check our guides or reach out with questions.

View FAQ →