Lease vs Buy Calculator Plantilla Essentials
Compare leasing versus buying a vehicle or equipment. Factor in depreciation, residual value, and total cost of ownership over time.
Qué incluye
- Dashboard with lease vs. buy comparison showing total cost of leasing, total cost of buying, and net difference
- Calculator with lease inputs (monthly payment, term, fees) and purchase inputs (price, rate, down payment)
- Monthly cost comparison table showing cumulative lease payments vs. cumulative loan payments over time
- Total cost over ownership period including depreciation, interest, and residual value in the buy scenario
- Residual value and equity considerations with color-coded input cells for organized lease vs. buy analysis
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard with lease vs. buy comparison showing total cost of leasing, total cost of buying, and net difference
- Calculator with lease inputs (monthly payment, term, fees) and purchase inputs (price, rate, down payment)
- Monthly cost comparison table showing cumulative lease payments vs. cumulative loan payments over time
- Total cost over ownership period including depreciation, interest, and residual value in the buy scenario
- Hojas de entrada separadas para compra (precio, enganche, tasa, plazo, valor residual) y arrendamiento (costo capitalizado, factor monetario, valor residual, plazo, tarifas)
- Panel con 6 tarjetas de indicadores: costo de compra a 5 anos, costo de arrendamiento a 5 anos, ventaja neta, comparacion de pagos mensuales, enganche requerido y ano de equilibrio
- Tabla comparativa a 5 anos que muestra costos acumulados de comprar vs arrendar ano por ano con la diferencia neta cada ano
- Comparacion de escenarios con 3 preconfigurados - Bajo Kilometraje, Uso Promedio y Alto Kilometraje - mostrando como el uso afecta el costo total de cada opcion
- Analisis de punto de equilibrio que identifica cuando comprar se vuelve menos costoso que arrendar en base al costo acumulado
Vista previa
Mira qué contiene esta plantilla
Cómo usar esta plantilla de Lease vs Buy Calculator
Enter lease details
Input the monthly lease payment, lease term, down payment, fees, and any end-of-lease charges.
Enter purchase details
Add the vehicle or equipment price, down payment, loan rate, term, and expected resale or residual value.
Set the comparison period
Enter the total ownership period for the comparison. The calculator factors in depreciation and equity for the buy option.
Compare the results
The dashboard shows total cost of leasing vs buying, including the value of any equity retained in the buy scenario.
Creadas por Claude AI. Perfeccionadas por nosotros.
Usamos Claude AI para crear el borrador de cada plantilla, después de una investigación profunda. Luego nuestro equipo interviene. Refinamos el diseño, probamos cada fórmula a fondo, corregimos casos especiales y pulimos el diseño hasta que se siente como algo que realmente usaríamos nosotros mismos. La IA nos lleva al 80%. El último 20% es criterio humano.
Preguntas frecuentes
Does the buy option account for resale value?
Yes. Enter the expected resale or residual value. The calculator subtracts this from the total buy cost since you retain that equity.
What about maintenance differences?
Leases often include warranty coverage for the full term. If maintenance costs differ, add them as separate line items in each scenario.
Which is typically cheaper?
It depends on the specific terms, how long you keep the vehicle or equipment, and the residual value. The calculator shows the exact cost difference for your inputs.
Does it handle equipment leases?
Yes. The template works for vehicles, equipment, or any asset. Enter the relevant lease and purchase terms for whatever you are comparing.
¿Cómo abro esto en Google Sheets?
Sube el archivo .xlsx a Google Drive y luego ábrelo con Google Sheets. Todas las fórmulas y el formato se conservarán.
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