Envelope Budget Essentials 模板
Apply the envelope budgeting method in spreadsheet form. Allocate fixed amounts to spending categories and track what remains in each envelope.
包含内容
- Dashboard showing all envelope balances at a glance with funded amounts and remaining totals
- Envelope allocation tracker where you assign income to categories like groceries, gas, and dining
- Spending log per envelope with date, description, and amount fields for each transaction entry
- Automatic remaining balance per category that updates as you log spending against each envelope
- Color-coded input cells and summary areas with support for transferring funds between envelopes
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard showing all envelope balances at a glance with funded amounts and remaining totals
- Envelope allocation tracker where you assign income to categories like groceries, gas, and dining
- Spending log per envelope with date, description, and amount fields for each transaction entry
- Automatic remaining balance per category that updates as you log spending against each envelope
- 信封设置工作表用于创建最多15个信封，包含名称、类别和月度注资金额
- 月度信封工作表显示每个信封的期初余额、当月支出、转入/转出和剩余余额
- 消费日志用于记录每笔交易，包含日期、信封、描述和金额 - 每月最多150条记录 - 余额自动更新
- 资金转移工作表用于月中信封间转移资金 - 每次转移记录来源信封、目标信封、金额、日期和原因
- 仪表板包含6个关键指标卡片：本月总注资、总支出、所有信封总剩余、交易笔数、转移次数和余额为零的信封数
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如何使用这个Envelope Budget模板
Create your envelopes
Name each envelope - groceries, dining, gas, entertainment, or any category. Set a funded amount for each one.
Allocate your income
Distribute your paycheck across envelopes. The dashboard shows how much is funded and how much remains to allocate.
Log spending per envelope
Each time you spend, record the date, description, and amount against the correct envelope. The remaining balance updates instantly.
Stop when an envelope is empty
When an envelope balance hits zero, spending in that category is done for the period. Transfer funds between envelopes if needed.
由 Claude AI 构建，经我们精心打磨。
我们使用 Claude AI 在深入研究后起草每个模板。然后由团队接手，优化布局、全面测试每个公式、修复边界情况，并打磨设计，直到达到我们自己愿意使用的标准。AI 完成了 80% 的工作，最后 20% 靠的是人工判断。
常见问题
How many envelopes can I create?
The template supports as many envelopes as you need. Add new rows for additional categories - there is no fixed limit on the number of spending envelopes.
Can I transfer money between envelopes?
Yes. The template supports transfers between envelopes. Deduct from one and add to another to keep the overall budget balanced.
What happens when an envelope runs out?
The remaining balance shows zero or negative. At that point, you can stop spending in that category or transfer funds from another envelope to cover it.
How often do I refill the envelopes?
Most people refill each pay period - weekly, biweekly, or monthly. Reset the funded amounts and start fresh each cycle.
如何在 Google Sheets 中打开？
将 .xlsx 文件上传到 Google Drive，然后使用 Google Sheets 打开。所有公式和格式都会保留。