Balloon Loan Calculator Modèle Essentials
Calculate payments for loans with a final balloon payment. See regular payment amounts and the lump sum due at the end of the term.
Ce qui est inclus
- Dashboard with balloon loan summary showing regular payment, balloon payment amount, and total loan cost
- Calculator with loan amount, interest rate, loan term, and balloon term inputs for complete scenario setup
- Regular payment schedule displaying each monthly installment with principal and interest split before the balloon
- Final balloon payment amount calculated automatically based on remaining balance at the end of the term
- Total cost breakdown with color-coded input cells (yellow) showing sum of regular payments plus the balloon
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Aperçu
Découvrez le contenu de ce modèle
Comment utiliser ce modèle Balloon Loan Calculator
Enter loan details
Input the loan amount, interest rate, total loan term, and the length of the balloon period.
Review regular payments
The calculator shows the monthly payment amount during the regular payment period before the balloon comes due.
See the balloon amount
The final balloon payment is calculated automatically based on the remaining balance at the end of the regular payment period.
Check total cost
The dashboard shows the sum of all regular payments plus the balloon payment for the complete cost of the loan.
Créés par Claude AI. Perfectionnés par nos soins.
Nous utilisons Claude AI pour rédiger chaque modèle, après une recherche approfondie. Puis notre équipe prend le relais. Nous affinons la mise en page, testons chaque formule en conditions réelles, corrigeons les cas limites et peaufinons le design jusqu'à obtenir un résultat que nous utiliserions nous-mêmes. L'IA nous amène à 80 %. Les 20 % restants, c'est du jugement humain.
Questions fréquentes
What is a balloon payment?
A balloon payment is a large lump sum due at the end of the loan term. Regular payments during the loan are smaller because they do not fully amortize the balance.
When are balloon loans used?
They are common in commercial real estate, bridge loans, and some business financing where the borrower expects to refinance or sell before the balloon is due.
Can I see the payment schedule?
Yes. The regular payment schedule shows each monthly installment with principal and interest, followed by the final balloon payment.
What happens if I cannot pay the balloon?
The template is a calculator, not financial advice. The balloon amount and timing help you plan ahead for refinancing or other arrangements before it comes due.
Comment ouvrir ce fichier dans Google Sheets ?
Importez le fichier .xlsx dans Google Drive, puis ouvrez-le avec Google Sheets. Toutes les formules et la mise en forme seront conservées.
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