Free Tools
Free Financial Calculators
Simple, powerful financial calculators for personal finance planning. All free, no signup required.
Savings
3 calculatorsSavings Calculator
Calculate how your savings will grow over time with regular contributions and compound interest.
Emergency Fund Calculator
Calculate your ideal emergency fund size based on your monthly expenses.
College Savings Calculator
Calculate how much to save for college with projected future costs and monthly savings needed for a 529 plan.
Debt
4 calculatorsDebt Payoff Calculator
Calculate how long it will take to pay off your debt and compare payoff strategies.
Loan Payment Calculator
Calculate monthly loan payments and view a complete amortization schedule.
Credit Card Payoff Calculator
Compare debt snowball vs avalanche methods to find the fastest way to pay off multiple credit cards.
Student Loan Calculator
Compare student loan repayment plans - Standard, Extended, and Income-Driven Repayment (IDR).
Investment
2 calculatorsPlanning
8 calculatorsFinancial Runway Calculator
Calculate how long your savings will last based on your current spending rate.
Net Worth Calculator
Calculate your net worth by subtracting your liabilities from your assets.
Retirement Calculator
Calculate how much you need to save for retirement and if you're on track.
50/30/20 Budget Calculator
Allocate your income using the popular 50/30/20 budgeting rule.
FIRE Calculator
Calculate your path to Financial Independence, Retire Early (FIRE).
Inflation Calculator
Calculate the impact of inflation on purchasing power over time.
Social Security Calculator
Calculate when to claim Social Security benefits - compare ages 62, 67, and 70 to maximize your lifetime benefits.
401(k) Calculator
Project your 401(k) growth with employer matching and see how much you could have at retirement.
Mortgage & Home
5 calculatorsMortgage Payment Calculator
Calculate your monthly mortgage payment including property tax, insurance, and PMI.
Home Affordability Calculator
Find out how much house you can afford based on your income, debts, and down payment.
Rent vs Buy Calculator
Compare the costs of renting versus buying a home over time.
Mortgage Refinance Calculator
Calculate potential savings from refinancing and find your break-even point.
Down Payment Calculator
Plan your savings goal for a home down payment and see when you'll reach it.
Auto Loans
3 calculatorsTax & Income
3 calculatorsIncome Tax Calculator
Estimate your income tax liability with custom federal, state, and local tax rates.
Paycheck Calculator
Calculate your take-home pay after taxes, retirement contributions, and other deductions.
Salary Converter Calculator
Convert your salary between annual, monthly, weekly, and hourly rates to compare job offers and understand your true pay.
Ready to Get Started?
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