Essentials Auto & Loans Templates
5 auto & loans spreadsheet templates in their fuller Essentials builds, with more worked out for you rather than typed. One-time $19 per template.
Auto Loan Calculator
Starts where the purchase does - the vehicle price, with the deposit and the trade-in taken off separately - and takes the term in months, the way car finance is actually quoted. The Essentials Auto Loan Calculator spreadsheet template runs a full amortization schedule, splitting principal from interest on every payment with a running interest total, and reports the payment, the amount financed and the lifetime cost on a dashboard. Google Sheets and Excel. No macros, no VBA.
Loan Payment Calculator
The term entered in months, as loans are actually quoted, with the monthly payment calculated directly so it stays correct at any term. The Essentials Loan Payment Calculator spreadsheet template runs a schedule of up to 120 payments, splits each one between principal and interest, and shows interest as a share of everything you pay. Dashboard, loan setup and schedule on separate tabs. Google Sheets and Excel, one file. No macros, no VBA.
Balloon Loan Calculator
The balloon term and the amortization period are separate inputs, because that is what makes this kind of loan what it is: the payment is sized on the longer schedule, and the balloon is simply whatever balance remains when the shorter term runs out. The Essentials Balloon Loan Calculator spreadsheet template works that figure out for you and lays the months out with principal and interest split on each. Three working sheets. Google Sheets and Excel. No macros, no VBA.
Interest-Only Loan Calculator
Both payments and the jump between them, then what the loan costs over its whole life - total interest, and total cost with the principal included. The Essentials Interest-Only Loan Calculator spreadsheet template splits that across a Dashboard, a Loan Setup sheet holding the inputs, and a year-by-year schedule running the full term. Google Sheets and Excel, one file. No macros, no VBA.
Lease vs Buy Calculator
Resale value credited back against gross ownership cost, net of any loan still outstanding, across a comparison period you set in months to match the lease term. The Essentials Lease vs Buy Calculator spreadsheet template adds sales tax to the price before financing it, works the buy-side payment from the taxed price, deposit, rate and term, and carries insurance on both sides from one shared input with maintenance on the buy side. Google Sheets and Excel, one file. No macros, no VBA.
Not sure which to pick?
Try the free version of any auto & loans template first. When you're ready for the dashboard and extra capacity, upgrade to Essentials - a one-time $19 purchase.