Best Value Complete Financial Planning Bundle
✓ Financial Planning✓ Net Worth Tracker✓ Monthly Budgeting✓ Travel Budget Planner✓ Annual Budgeting Planner✓ Monthly Expense Tracker✓ Annual Tax Planner✓ Retirement Planning
View Bundle →
Budgeting

How to Budget a 2-Week Europe Trip (Country-by-Country Costs)

Map of Europe with a notebook of travel budget categories on top

Quick Summary

Per-day cost estimates for 16 European countries in 2026, plus a worked example for a 2-week trip and a Google Sheets travel budget template.

Quick answer. A 2-week Europe trip in 2026 costs roughly $1,800 to $3,500 per person on a budget, $3,500 to $7,000 mid-range, and $8,000 plus luxury. Daily costs range from $70 to $90 in Eastern Europe, $120 to $180 in Western Europe, $180 to $280 in Switzerland and Iceland. Our Travel Budget Planner uses these regional rates as defaults and lets you build a per-country itinerary.

Most trip cost articles stop at “Europe is expensive” or give you a single national average that doesn’t help. This post publishes per-country per-day numbers based on 2026 averages, walks through a worked 2-week trip, and explains what’s in each per-day estimate. If you want the spreadsheet that does this math for your specific itinerary, the Travel Budget Planner is $15.

Per-day cost ranges by country

These are 2026 estimates for a single traveler, including accommodations, food, local transit, and activities. Not flights to Europe; that’s separate.

CountryBudget ($/day)Mid-range ($/day)Luxury ($/day)
Portugal65130280
Spain75150320
Italy80165350
France (Paris)110210450
France (outside Paris)80160330
UK (London)120220480
UK (outside London)85170350
Ireland90175360
Netherlands105190380
Belgium90170340
Germany90175360
Austria95180370
Switzerland180290550
Czech Republic60120250
Hungary55110240
Croatia65130280
Greece75145310
Iceland200320580

These are realistic for solo travelers. Couples save 25 to 30 percent on accommodations (one room) but not much on food or activities, so per-person daily cost for a couple is usually 80 to 85 percent of solo numbers.

What’s in the per-day estimate

To make these comparable across countries, here’s the breakdown:

Budget tier: Hostels or budget hotels ($35 to $60), 1 or 2 cheap meals ($15 to $25), 1 sit-down dinner ($15 to $25), local public transit ($5 to $10), 1 free or low-cost activity ($0 to $15).

Mid-range tier: 3-star hotel or quality apartment ($90 to $150), 2 sit-down meals ($45 to $75), 1 paid attraction ($25 to $40), local transit and occasional taxi ($15 to $25).

Luxury tier: 4 to 5-star hotel ($250 to $400), nice meals throughout ($120 to $180), private tours or premium attractions ($50 to $100), private transport for some moves ($40 to $80).

These tiers are illustrative; actual spending depends heavily on choices. A traveler who stays mid-range on hotels but eats budget can mix tiers without penalty.

Worked example: 14-day trip, Italy and Croatia

Two travelers (couple), mid-range tier, October 2026.

Itinerary:

  • Days 1 to 5: Rome (Italy)
  • Days 6 to 8: Florence (Italy)
  • Days 9 to 11: Split (Croatia)
  • Days 12 to 14: Dubrovnik (Croatia)

Daily costs per person (mid-range, couple discount on accommodations):

StopDaysDaily per personTotal per person
Rome5145725
Florence3145435
Split3115345
Dubrovnik3120360
Subtotal (per person, in-country)141,865

Plus per-couple costs (split between two):

ItemPer couplePer person
Round-trip flights from US East Coast1,800900
Train Rome to Florence8040
Flight Florence to Split220110
Bus Split to Dubrovnik3015
Travel insurance200100
Subtotal (per person, transport plus extras)1,165

Total per person: $1,865 + $1,165 = $3,030.

Total trip cost (couple): $6,060.

This sits in the middle of the mid-range estimate ($3,500 to $7,000 per person for 2 weeks). The daily costs match Italy mid-range ($165 less the couple discount = $145) and Croatia mid-range.

What changes the total most

Three levers move the trip total more than anything else.

Time of year. August in coastal Croatia is roughly 50 percent more expensive than May or October. Italy in shoulder season (April, May, September, October) saves 20 to 30 percent vs peak summer. Iceland summer is 70 percent over winter.

Number of countries. Each new country adds inter-city transport (flight, train, bus) and the time-pressure cost of seeing things. A 2-week trip across 4 countries costs more per day than the same 2 weeks in one or two countries because of the transport overhead.

Accommodations choice. A 4-star Rome hotel runs $250/night; a quality 3-star runs $130; a clean budget hotel runs $80; a hostel private room runs $50. Same city, 5x range. The decision matters for total cost more than any other single choice.

What doesn’t matter as much as people think

Restaurant prices. Whether you eat at $30 dinners or $50 dinners is a $20/day delta, $280 over 2 weeks. Real money, but small relative to the accommodations and flight choices.

Souvenirs. Most travelers spend $50 to $150 on souvenirs over 2 weeks. Not a meaningful budget line.

Daily transport. $5 to $10 a day. Adds to $70 to $140 over 2 weeks. Real but not driving.

This is why the spreadsheet’s value is highest at the planning stage. Once you’ve made the big decisions (where, when, what hotel level), the daily decisions don’t move the total much.

Building the trip in a spreadsheet

The Travel Budget Planner has two modes: pre-trip planning and in-trip tracking.

Pre-trip mode:

  • List each city or country with arrival and departure dates.
  • Set your tier (budget, mid-range, luxury) per stop.
  • The template applies the per-day cost from the country table.
  • Add inter-city transport as separate rows.
  • Add flights, insurance, and one-time costs at the top.
  • Output: total trip cost, daily average, per-person breakdown for couples or families.

In-trip mode:

  • Log actual spending per day in a separate sheet.
  • The dashboard compares actual vs planned, day by day.
  • Useful if you want to know whether you’re on budget mid-trip without doing math in your head at a Lisbon café.

If you’re building from scratch, the structure is straightforward: a stops table with country, days, and tier; a costs table with country-level per-day rates; a sumproduct that calculates total per stop. About 90 minutes of setup.

Free travel budget tools

Three free options worth knowing.

Numbeo.com cost-of-living data. Crowdsourced cost-of-living per city. Useful for checking the per-day rates above against more granular city-level data.

Rome2Rio. Inter-city transport costs across Europe. Good for the in-between days when you’re moving between countries.

Google Flights and Skyscanner. Flight costs vary 30 to 60 percent within a 4-week window for the same route. Build flexibility into the spreadsheet by checking different departure dates.

These give you raw data; the spreadsheet pulls it together into a budget you can act on.

One planning pattern I use personally, for what it’s worth: I always build a budget version and then add 15 percent on top as a “discovery budget.” Things come up on trips that you didn’t know you’d want to do. Spending $70 on a food tour in Florence I hadn’t planned for was the best meal of a two-week trip. I wouldn’t have said yes without the cushion.

Common planning mistakes

Underestimating transport between cities. A flight from Florence to Split costs $110 per person and takes a half-day. Three of these in a 2-week trip is $330 per person plus the time. Easy to miss when you’re focused on accommodation costs.

Ignoring the first and last days. Travel days are often partial days but full-cost. A 9pm arrival in Rome still incurs a hotel night. Plan for 14 hotel nights on a “14-day” trip, not 13.

Skipping insurance. $100 per person for a 2-week trip is cheap relative to the cost of one missed flight or lost luggage event. Skipping it has burned more travelers than it’s saved.

Not budgeting for tips. Most European countries tip less aggressively than the US, but many include service charges of 10 to 15 percent automatically. Verify per country.

Get the template

Ready to get started?

Download instantly and start managing your finances, or contact us to design a custom template package for your needs.

Private & secure

Your financial data stays on your device. We never see it.

Learn more →

Need help?

Check our guides or reach out with questions.

View FAQ →