Retirement Calculator Modelo Essentials
Project retirement savings growth based on current age, savings rate, and expected returns. See whether current contributions align with retirement timeline goals.
O Que Está Incluído
- Dashboard with retirement projections showing estimated portfolio value at target retirement age
- Retirement setup with inputs for current age, retirement age, current savings, and annual contribution
- Year-by-year projection table displaying annual contributions, investment growth, and ending balance
- Growth rate assumptions with adjustable expected return percentage for conservative or aggressive modeling
- Savings gap analysis showing the difference between projected balance and estimated retirement needs
- Works in Microsoft Excel, Google Sheets, and LibreOffice Calc with no setup required
Need more from this template?
The Essentials version covers everyday tracking. Ultimate goes further with multi-entity support, scenario analysis, and ultimate-grade reporting.
- Dashboard with retirement projections showing estimated portfolio value at target retirement age
- Retirement setup with inputs for current age, retirement age, current savings, and annual contribution
- Year-by-year projection table displaying annual contributions, investment growth, and ending balance
- Growth rate assumptions with adjustable expected return percentage for conservative or aggressive modeling
- Multi-conta acompanhamento for 401k, IRA, Roth, brokerage, e pensão com individual growth projeções
- Painel com 6 KPIs: total projetado saldo, poupança gap, anos to aposentadoria, anual contribuição total, projetado anual renda in aposentadoria, e portfólio taxa de crescimento
- 3-comparação de cenários modelando conservative (5%), moderate (7%), e aggressive (9%) return assumptions lado a lado
- Year-by-ano projeção tabela com contribuições, empregador corresponder, growth, e ending saldo per conta
- Retirada phase modelando mostrando qual a duração the portfólio lasts at different anual retirada taxas
Pré-visualização
Veja o que tem dentro desta planilha
Como Usar Esta Planilha de Retirement Calculator
Enter your details
Input current age, target retirement age, current savings balance, and annual contribution amount on the setup sheet.
Set growth assumptions
Enter an expected annual return rate. The template uses this to project investment growth over your remaining working years.
Review the projection
The year-by-year table shows contributions, growth, and ending balance for each year from now until retirement.
Check the savings gap
The dashboard compares your projected balance to an estimated retirement need, highlighting any shortfall.
Criadas com Claude AI. Aperfeiçoadas por nós.
Usamos Claude AI para criar cada planilha, após uma pesquisa aprofundada. Depois, nossa equipe entra em ação. Refinamos o layout, testamos exaustivamente cada fórmula, corrigimos casos extremos e polimos o design até que pareça algo que nós mesmos usaríamos. A IA nos leva 80% do caminho. Os últimos 20% são puro julgamento humano.
Perguntas Frequentes
What return rate should I use?
Historical stock market averages are often in the 7% to 10% range before inflation. The template lets you enter any rate - use a conservative figure for more cautious estimates.
Does it account for inflation?
The template shows nominal (not inflation-adjusted) projections. For real purchasing power estimates, use a return rate reduced by expected inflation.
Can I model catch-up contributions?
Increase the annual contribution amount in the setup to reflect catch-up contributions. The projection recalculates with the higher amount.
How is the retirement need estimated?
The savings gap analysis uses a target based on your inputs. Adjust the target field to match your own retirement spending estimate.
Como abrir no Google Sheets?
Envie o arquivo .xlsx para o Google Drive e abra com o Google Sheets. Todas as fórmulas e formatações serão preservadas.
Mais modelos Essentials de Savings & Retirement
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