122+ Free Templates
Free Financial Spreadsheet Templates for Excel & Google Sheets
Download free, ready-to-use financial spreadsheet templates. Built by Claude AI, perfected by us. Compatible with Microsoft Excel, Google Sheets, and LibreOffice.
Browse by Category
Personal Budgeting
Monthly, weekly, and annual budget templates for individuals and households.
Debt Management
Tools for tracking and planning debt payoff using various strategies.
Savings & Retirement
Calculators and trackers for savings goals, retirement planning, and compound growth.
Net Worth & Financial Planning
Templates for tracking net worth, setting financial goals, and long-term planning.
Mortgage & Home
Mortgage calculators, amortization schedules, and home-related financial tools.
Auto & Loans
Auto loan calculators and general loan payment tools.
Invoicing & Billing
Invoice templates, billing statements, and document templates for businesses.
Business Finance
Financial statements, bookkeeping, expense tracking, and business planning tools.
Payroll & HR
Payroll calculators, timesheets, leave trackers, and employee management tools.
Investing & Trading
Portfolio trackers, trading journals, and investment analysis tools.
Tax Planning
Deduction trackers, tax calculators, and quarterly payment planners.
Special Purpose
Event budgets, seasonal planners, and specialty financial templates.
Popular Templates
Some of our most downloaded free spreadsheets
Monthly Budget
Plan and track one month of income and expenses across 12 categories.
Debt Payoff Calculator
Estimate how long it takes to pay off one debt given the balance, APR, and monthly payment.
Retirement Calculator
Quick projection of retirement savings given age, contribution, and expected return.
Invoice Tracker
Open-invoice list with status, amount, and days outstanding.
Investment Portfolio Tracker
Holdings with ticker, shares, cost basis, current price, and gain/loss.
Home Mortgage Calculator
Calculate the monthly payment and lifetime interest of a fixed-rate mortgage.
FIRE Calculator
Financial Independence / Retire Early estimate using the 25x and 4% rules.
Employee Payroll
Pay calculation for up to 10 employees with gross, deductions, and net pay.
Built by Claude AI. Perfected by us.
We use Claude AI to draft each template, after a deep research. Then our team steps in. We refine the layout, stress-test every formula, fix edge cases, and polish the design until it feels like something we would actually use ourselves. The AI gets us 80% there. The last 20% is all human judgment.
Need more advanced features?
Our premium spreadsheet templates include multi-sheet dashboards, advanced formulas, native charts, and ongoing updates.