Plan Your Entire Year's Finances in One Powerful Spreadsheet
Stop budgeting month-to-month without seeing the bigger picture. This comprehensive annual planner helps you set yearly goals, track 12 months of income and expenses, and stay on top of your financial targets with smart alerts and visual insights.
One-time payment • Lifetime access • Money-back guarantee
Ready-to-use Spreadsheet Template
Everything You Need for Complete Annual Financial Control
Annual Budget Dashboard
Get a complete snapshot of your year at a glance. See budget status, income vs plan, expense alerts, savings progress, and how much is left unallocated. Track your year progress and goals completion in real-time.
- Budget status indicator
- Year progress tracking
- Planned vs actual comparison
Visual Budget Allocation
Understand exactly where your money goes with detailed breakdowns. See surplus and deficit trends by month, visualize income sources, expense distribution, and savings allocation through interactive pie charts.
- Monthly surplus/deficit chart
- Income breakdown by source
- Expense & savings distribution
Financial Health Metrics
Track the numbers that matter most. Monitor your savings rate, true savings rate, expense ratio, and emergency fund coverage. Instantly identify your best and worst performing months.
- Savings rate vs plan
- Emergency fund coverage
- Best & worst month analysis
Budget Overspending Alerts
Never be surprised by overspending again. The template automatically flags categories exceeding their budget, showing you exactly how much you're over and by what percentage.
- Automatic category alerts
- Percentage over budget
- Planned vs actual expenses
Financial Goals Progress
Set unlimited financial goals and watch your progress throughout the year. Track retirement contributions, emergency fund building, debt payoff, and investment targets with visual progress bars.
- Unlimited goals
- Visual progress bars
- Goals completion tracking
Pre-Built Budget Categories
Start immediately with 18 expense categories (housing, food, transportation, and more), 12 income sources (salary, freelance, dividends), and 3 savings categories. Fully customizable to match your financial life.
- 18 expense categories
- 12 income sources
- 3 savings categories
Monthly Income Planning
Plan your expected income for each month and track actual earnings as they come in. See variances instantly with color-coded indicators showing whether you're ahead or behind your income goals.
- 12-month income plan
- Planned vs actual tracking
- Color-coded variances
Monthly Expense Management
Set monthly expense budgets for all 18 categories and track actual spending. Instantly see which categories are on track and which need attention with automatic color coding.
- 18 category budgets
- Monthly planned vs actual
- Automatic variance alerts
Monthly Savings Goals
Plan your savings contributions for retirement, investments, and general savings each month. Track whether you're hitting your targets and building wealth according to plan.
- 3 savings categories
- Monthly contribution tracking
- Year-to-date totals
Customizable & Flexible
Fully customizable to match your financial situation. Add categories, modify goals, and adapt the template to your unique needs.
- Add custom categories
- Modify financial goals
- Adapt to any income structure
Simple 4-Step Process
How It Works
Download & Setup
Get instant access via Google Sheets. Set your annual income plan and budget targets for each category.
Enter Monthly Data
Each month, input your actual income, expenses, and savings. The template handles all calculations automatically.
Monitor Progress
Watch your dashboard update in real-time. See alerts for overspending and track goal progress throughout the year.
Achieve Your Goals
Use insights from key metrics and trends to make informed decisions and hit your annual financial targets.
Customer Reviews
What Our Customers Say
If I get half as good at handling my finances as you are at customer service, this'll be the best $26 I've spent lately.
Great tool! Simplifies financial planning without the hassle of complex spreadsheets.
I recently purchased your super convenient spreadsheet, it really helps me!
Built for Results
Why This Template Works
Complete Year View
Plan and track all 12 months in a single, organized spreadsheet.
Easy to Use
Pre-built formulas. Just enter your numbers and watch the magic happen.
Google Sheets Based
Access from any device, anywhere. Your data syncs automatically.
Free Updates
All future improvements and features included at no extra cost.
100% Private
Your financial data stays on your Google account. We never see it.
Lifetime Access
One-time purchase. Use it year after year, forever.
Got Questions?
Frequently Asked Questions
Is this template free to use?
This template is not free, but it is available for a one-time payment. This payment gives you lifetime access to the template and all future updates.
What do you mean by lifetime access?
Lifetime access means that you will have access to this template for as long as you need it. You will not be required to pay any additional fees for continued access to the template or any future updates.
Do I need to sign up to use this template?
You don't need to create an account with us. The template works in Google Sheets, so you'll need a Google account. If you don't have one, you can create one for free at google.com. After you purchase the template, copy it to your Google Drive, and start using.
What are the benefits of using this template?
This template offers a range of benefits, including: Easy-to-use interface, Customizable to suit your needs, Secure and private, Regular updates and improvements, One-time payment for lifetime access.
Can I get future updates?
Yes, you will receive all future updates to this template at no additional cost. This ensures that you always have access to the latest features and improvements.
Do you offer any discounts?
At this time, we do not offer any discounts on this template. However, the template is available for a one-time payment, which provides lifetime access and free updates.
Do you have any access to my financial data?
No, we do not have access to your financial data when you use this template. The template is designed to be used in your own Google Sheets account, ensuring that your financial information remains private and secure.
Is this template financial advice?
Our templates are not financial advice. They are tools designed to help you manage your personal finances more effectively. If you need personalized financial advice, we recommend consulting with a financial advisor or accountant.
Can I make my own changes and customize this template?
Yes, you can make your own changes and customize this template to suit your needs. The template is designed to be flexible and adaptable, allowing you to add or remove sections, change formulas, and adjust formatting as needed.
Do you offer technical support?
This is a self-service product, and we do not offer technical support. However, if you encounter any issues or have any questions about the template, please contact our team for assistance. Because everyone's financial situation is unique, we recommend that you consult with a financial advisor or accountant if you need personalized financial advice.
Can't find the answer you're looking for? Contact our team
One-time payment
Ready to Take Control of Your Annual Budget?
Get instant access to the Annual Budgeting Planner and start planning your entire year's finances today.