122+ Free Templates
Free Financial Spreadsheet Templates for Excel & Google Sheets
Download free, ready-to-use financial spreadsheet templates. Built by Claude AI, perfected by us. Compatible with Microsoft Excel, Google Sheets, and LibreOffice.
Browse by Category
Personal Budgeting
Monthly, weekly, and annual budget templates for individuals and households.
Debt Management
Tools for tracking and planning debt payoff using various strategies.
Savings & Retirement
Calculators and trackers for savings goals, retirement planning, and compound growth.
Net Worth & Financial Planning
Templates for tracking net worth, setting financial goals, and long-term planning.
Mortgage & Home
Mortgage calculators, amortization schedules, and home-related financial tools.
Auto & Loans
Auto loan calculators and general loan payment tools.
Invoicing & Billing
Invoice templates, billing statements, and document templates for businesses.
Business Finance
Financial statements, bookkeeping, expense tracking, and business planning tools.
Payroll & HR
Payroll calculators, timesheets, leave trackers, and employee management tools.
Investing & Trading
Portfolio trackers, trading journals, and investment analysis tools.
Tax Planning
Deduction trackers, tax calculators, and quarterly payment planners.
Special Purpose
Event budgets, seasonal planners, and specialty financial templates.
Popular Templates
Some of our most downloaded free spreadsheets
Monthly Budget
Track monthly income and expenses across categories. A straightforward starting point for anyone looking to get a clear picture of where money goes each month.
Debt Payoff Calculator
Compare snowball and avalanche payoff strategies side by side. Enter multiple debts and see projected payoff timelines and total interest for each method.
Retirement Calculator
Project retirement savings growth based on current age, savings rate, and expected returns. See whether current contributions align with retirement timeline goals.
Invoice Tracker
Track all outstanding and paid invoices in one place. Monitor payment status, aging, and total receivables across clients.
Investment Portfolio Tracker
Track investment holdings across stocks, bonds, and funds. Monitor portfolio value, allocation, and performance in one dashboard.
Home Mortgage Calculator
Calculate monthly mortgage payments and view a full amortization schedule. Enter loan amount, rate, and term to see payment breakdowns over the life of the loan.
FIRE Calculator
Calculate financial independence targets based on annual expenses and savings rate. Project when investment income could cover living costs.
Employee Payroll
Calculate employee pay with deductions, taxes, and net pay. Process payroll for multiple employees with automatic calculations.
Built by Claude AI. Perfected by us.
We use Claude AI to draft each free template, after a deep research. Then our team steps in. We refine the layout, stress-test every formula, fix edge cases, and polish the design until it feels like something we would actually use ourselves. The AI gets us 80% there. The last 20% is all human judgment.
Need more advanced features?
Our premium spreadsheet templates include multi-sheet dashboards, advanced formulas, native charts, and ongoing updates.