Monthly Expense Tracker Template for Google Spreadsheets
Track your income, expenses, savings, and subscriptions in one place. See your balance, spending rate, and savings rate update automatically as you log transactions. Visual breakdowns show exactly where your money goes each month.
One-time payment • Lifetime access • Money-back guarantee
Ready-to-use Spreadsheet Template
Everything You Need to Track Your Monthly Finances
Complete Financial Overview
Know exactly where you stand financially - any day of the month. See if you're on track, how much runway you have, and what's eating into your budget.
- Balance & retention rate
- Income coverage ratio
- Subscription tracking
Organized Transaction Entry
Log transactions in seconds and never lose track of where money went. Flag recurring payments so you always know your fixed costs.
- Expense, income & savings tables
- Subscription checkbox
- Category dropdowns
Expense Analytics Dashboard
Know instantly if you're spending too fast - before the month ends. Spot your biggest money drains and see exactly where cuts would make the most difference.
- Spending rate % of income
- Daily average spending
- Category distribution chart
Savings Overview Dashboard
See how much of your income you're actually keeping. Know the difference between leftover money and intentional savings - and whether you're building wealth or just getting by.
- Savings rate % of income
- Intentional savings tracking
- Available surplus
40+ Pre-Built Categories
Start tracking immediately with categories that match how you actually spend. No setup required - just pick from the list and go.
- 18 expense categories
- 12 income sources
- 3 savings types
Step-by-Step Instructions Included
Never wonder what to do next. Detailed guidance walks you through setup, daily tracking, and monthly reviews - even if you've never used a spreadsheet before.
- Detailed how-to guide
- Quick navigation links
- Weekly review workflow
Customizable & Flexible
Adapt the template to your financial life. Add categories, rename existing ones, or adjust the layout to match how you think about money.
- Add custom categories
- Rename existing ones
- Personalize freely
Simple 4-Step Process
How It Works
Download & Access
Get instant access to the template via Google Sheets. One-time payment, lifetime access.
Log Transactions
Record expenses, income, and savings transfers as they happen. Mark subscriptions for automatic tracking.
Check Weekly
Glance at the summary dashboard to stay aware of your balance as the month progresses.
Review Monthly
See your full picture at month end - totals, percentages, and trends across all categories.
Customer Reviews
What Our Customers Say
If I get half as good at handling my finances as you are at customer service, this'll be the best $26 I've spent lately.
Great tool! Simplifies financial planning without the hassle of complex spreadsheets.
I recently purchased your super convenient spreadsheet, it really helps me!
Built for Results
Why This Template Works
Complete Picture
Income, expenses, savings, and subscriptions - all in one place.
Easy to Use
Enter numbers in highlighted cells. Pre-built formulas do the calculations.
Google Sheets Based
Access anywhere, on any device. Cloud-based.
Always Improving
Free updates included at no extra cost.
Privacy First
Your data stays private. We never see it.
Lifetime Access
One-time purchase. Use it month after month, forever.
Got Questions?
Frequently Asked Questions
Is this template free to use?
This template is not free, but it is available for a one-time payment. This payment gives you lifetime access to the template and all future updates.
What do you mean by lifetime access?
Lifetime access means that you will have access to this template for as long as you need it. You will not be required to pay any additional fees for continued access to the template or any future updates.
Do I need to sign up to use this template?
You don't need to create an account with us. The template works in Google Sheets, so you'll need a Google account. If you don't have one, you can create one for free at google.com. After you purchase the template, copy it to your Google Drive, and start using.
What are the benefits of using this template?
This template offers a range of benefits, including: Easy-to-use interface, Customizable to suit your needs, Secure and private, Regular updates and improvements, One-time payment for lifetime access.
Can I get future updates?
Yes, you will receive all future updates to this template at no additional cost. This ensures that you always have access to the latest features and improvements.
Do you offer any discounts?
At this time, we do not offer any discounts on this template. However, the template is available for a one-time payment, which provides lifetime access and free updates.
Do you have any access to my financial data?
No, we do not have access to your financial data when you use this template. The template is designed to be used in your own Google Sheets account, ensuring that your financial information remains private and secure.
Is this template financial advice?
Our templates are not financial advice. They are tools designed to help you manage your personal finances more effectively. If you need personalized financial advice, we recommend consulting with a financial advisor or accountant.
Can I make my own changes and customize this template?
Yes, you can make your own changes and customize this template to suit your needs. The template is designed to be flexible and adaptable, allowing you to add or remove sections, change formulas, and adjust formatting as needed.
Do you offer technical support?
This is a self-service product, and we do not offer technical support. However, if you encounter any issues or have any questions about the template, please contact our team for assistance. Because everyone's financial situation is unique, we recommend that you consult with a financial advisor or accountant if you need personalized financial advice.
Can't find the answer you're looking for? Contact our team
One-time payment
Ready to Track Your Finances?
Get instant access to the Monthly Expense Tracker and start seeing exactly where your money goes.