Why FinancialAha is the Best Alternative for Simplifi
Stable pricing vs Simplifi's doubled costs
Simplifi increased from $36 to $72/year in two years. FinancialAha is one price, forever.
Simplifi is Quicken's modern mobile-first app that many Mint refugees tried - only to face price increases and bank sync issues. FinancialAha offers budgeting, net worth, and retirement planning with no subscription.
- Pay once ($10-29), use forever
- No bank sync issues - manual entry is reliable
- Includes retirement and FIRE planning
- Data stays in your Google Drive
Simplifi
- Automatic bank syncing
- Modern mobile app design
- Spending watchlists and alerts
- Savings goals tracking
Feature Comparison
Side-by-Side Breakdown
| FinancialAha | Simplifi | |
|---|---|---|
| Cost | ||
| Price | $10-29 one-time | $72/year |
| Cost over 5 years | $10-29 total | $360 total |
| Price stability | Fixed | Doubled in 2 years |
| Data & Privacy | ||
| Bank connection | Not needed | Frequent issues reported |
| Data storage | Your Google Drive | Simplifi servers |
| Data always accessible | Requires app/internet | |
| Features | ||
| Automatic transaction import | ||
| Spending alerts | ||
| Customization | Complete | Limited |
Which is Right for You?
Making the Choice
Choose FinancialAha if...
- Simplifi's price increases concern you
- You want retirement and FIRE planning alongside budgeting
- You've had bank sync issues with Simplifi
- You prefer manual entry over trusting bank connections
Choose Simplifi if...
- Automatic bank syncing is worth the subscription
- You want a polished mobile app experience
- Spending alerts and watchlists are important
- You prefer automatic categorization
Common Questions
Simplifi vs FinancialAha FAQ
Why do people have bank sync issues with Simplifi?
Bank sync relies on third-party data aggregators. When banks change their systems or security, connections break. This is common across all apps that connect to banks - not unique to Simplifi.
Does FinancialAha have retirement planning?
Yes. FinancialAha includes a Retirement Financial Planning template ($29), plus free Simple Retirement and Financial Freedom calculators - features Simplifi doesn't offer.
Can't find the answer you're looking for? Contact our team
Ready to get started?
Download instantly and start managing your finances, or contact us to design a custom template package for your needs.