Financial Basics
Core concepts that form the foundation of personal finance.
Assets
Valuable resources or possessions owned by an individual that have economic value, including real estate, stocks, bonds, cash, and vehicles.
Budget
Un piano finanziario che ripartisce il reddito tra spese, risparmi e obiettivi in un periodo di tempo definito.
Cash Flow
The movement of money into and out of your accounts over a specific period of time, including income, expenses, and investments.
Cash Out
The process of converting investments or assets into liquid cash, making funds readily accessible for use.
Debito
Denaro dovuto a creditori o finanziatori, in genere sotto forma di prestiti, saldi di carte di credito, mutui o altre passività.
Expenses
Money spent or paid out for goods, services, bills, or other financial obligations - a core concept in budgeting and financial planning.
Financial Data
Information about your finances that you manually track and manage, including assets, income, expenses, and investments.
Income
Money earned or received from sources such as employment, investments, rental properties, or other sources.
Inflation
The rate at which the general level of prices for goods and services rises over time, eroding purchasing power.
Interest
The cost of borrowing money or the return earned on investments, expressed as a percentage of the principal amount.
Liabilities
Debts or financial obligations owed by an individual or entity, such as mortgages, loans, credit card debt, and other outstanding payments.
Liquidity
The ease with which an asset or investment can be converted into cash without significantly affecting its market price.
Risparmi
Denaro messo da parte o riservato per usi futuri, in genere in un conto di risparmio, un fondo di emergenza o uno strumento di investimento.
Tax
Mandatory payments imposed by governments on income, property, goods, or services that fund public services and infrastructure.