Investment Returns Calculator
Calculate your investment returns, ROI, and compound annual growth rate (CAGR).
Important Notice
These calculators are for educational and informational purposes only. Results are estimates based on the information you provide and should not be considered financial, tax, or investment advice. Your actual results may vary. For personalized guidance, please consult a qualified financial advisor, tax professional, or other appropriate expert.
People Also Ask
What is a good return on investment (ROI)?
A 'good' ROI depends on context. Stocks historically return 7-10% annually, bonds 4-6%, savings accounts 4-5%. Any return above inflation (typically 2-3%) grows real wealth.
What is CAGR and why does it matter?
CAGR (Compound Annual Growth Rate) shows the smoothed annual return of an investment. It is useful for comparing investments of different time periods and accounts for compounding effects.
How do dividends affect total return?
Dividends add to total return on top of price appreciation. A stock with 5% price growth and 2% dividend yield has a 7% total return. Reinvested dividends compound over time.
What is the average stock market return?
The S&P 500 has historically returned about 10% annually before inflation, or 7% after inflation. However, returns vary significantly year to year - some years gain 30%, others lose 30%.
How do I calculate my investment gains?
Total gain = Final value - Initial investment + Any dividends received. ROI = Total gain / Initial investment × 100%. CAGR accounts for time using the formula shown in this calculator.
What is the difference between ROI and CAGR?
ROI shows total percentage gain regardless of time. CAGR shows annualized return accounting for time. A 100% ROI over 10 years is about 7.2% CAGR - a more useful comparison metric.