Important Notice
These calculators are for educational and informational purposes only. Results are estimates based on the information you provide and should not be considered financial, tax, or investment advice. Your actual results may vary. For personalized guidance, please consult a qualified financial advisor, tax professional, or other appropriate expert.
People Also Ask
What is Coast FIRE?
Coast FIRE means having enough invested that compound growth alone will reach your retirement goal - no additional savings needed. You still work to cover current expenses, but can stop contributing to retirement.
How do I calculate my Coast FIRE number?
Divide your target retirement number by the growth factor: Target / (1 + return)^years. Example: $1.5M target with 7% return over 20 years needs $388,000 now to coast.
What is the difference between Coast FIRE and regular FIRE?
Regular FIRE means you can stop working entirely. Coast FIRE means you can stop saving for retirement but still need to work for current expenses. Coast FIRE is often achievable much earlier.
What can I do after reaching Coast FIRE?
Options include: taking a lower-paying but more fulfilling job, working part-time, starting a business with less risk, taking career breaks, or simply reducing financial stress while continuing to work.