دليل مرجعي
قاموس المصطلحات المالية
شروحات واضحة وموجزة لمصطلحات التمويل الشخصي. من الأصول إلى الفائدة المركبة، افهم المفاهيم المهمة لرحلتك المالية.
تصفح حسب الفئة
Financial Basics
Core concepts that form the foundation of personal finance.
14 مصطلحاتPlanning & Goals
Essential concepts for setting and achieving financial goals.
7 مصطلحاتInvesting & Growth
Key investment principles and strategies for building wealth.
4 مصطلحاتMetrics & Calculations
Important financial metrics and formulas for informed decisions.
6 مصطلحاتجميع المصطلحات أ-ي
Annualized Rate of Return
The average annual growth rate of an investment, calculated using initial and final values over the holding period.
Metrics & CalculationsAsset Allocation
The distribution of investments across different asset classes like stocks, bonds, and cash to achieve a desired risk-return profile.
Investing & GrowthAsset Management
The process of managing investments and financial resources to achieve specific financial goals over time.
Investing & GrowthAssets
Valuable resources or possessions owned by an individual that have economic value, including real estate, stocks, bonds, cash, and vehicles.
Financial Basicsالميزانية
خطة مالية توزع الدخل على المصروفات والمدخرات والأهداف خلال فترة زمنية محددة.
Financial BasicsCash Flow
The movement of money into and out of your accounts over a specific period of time, including income, expenses, and investments.
Financial BasicsCash Out
The process of converting investments or assets into liquid cash, making funds readily accessible for use.
Financial BasicsCompound Interest
Interest calculated on the initial principal and accumulated interest of previous periods, resulting in exponential growth over time.
Metrics & CalculationsCost of Living
The amount of money required to maintain a certain standard of living, including housing, food, healthcare, and other necessities.
Planning & Goalsالدين
أموال مستحقة للدائنين أو المقرضين، عادةً على شكل قروض أو أرصدة بطاقات ائتمان أو رهون عقارية أو التزامات أخرى.
Financial BasicsDepreciation
The decrease in value of assets over time due to wear and tear, obsolescence, or market changes that affects net worth.
Metrics & CalculationsDiversification
Spreading investments across different asset classes, industries, or geographic regions to reduce risk.
Investing & GrowthEmergency Fund
Cash reserves set aside to cover unexpected expenses or income loss, typically 3-6 months of living expenses.
Planning & GoalsExpenses
Money spent or paid out for goods, services, bills, or other financial obligations - a core concept in budgeting and financial planning.
Financial BasicsFinancial Data
Information about your finances that you manually track and manage, including assets, income, expenses, and investments.
Financial BasicsFinancial Goals
Specific, measurable money targets you set to achieve desired outcomes like buying a home, retiring early, or eliminating debt.
Planning & GoalsFinancial Independence
Having sufficient financial resources to cover living expenses and goals without relying on employment income.
Planning & GoalsFIRE
Financial Independence, Retire Early-a movement focused on aggressive saving and investing to achieve the option to stop working decades before traditional retirement age.
Planning & GoalsIncome
Money earned or received from sources such as employment, investments, rental properties, or other sources.
Financial BasicsInflation
The rate at which the general level of prices for goods and services rises over time, eroding purchasing power.
Financial Basicsالفائدة
تكلفة اقتراض المال أو العائد المكتسب من الاستثمارات، معبرًا عنها كنسبة مئوية من المبلغ الأصلي.
Financial BasicsInvestment
The purchase of assets or securities with the expectation of generating income or capital appreciation over time.
Investing & Growthالالتزامات
ديون أو التزامات مالية على فرد أو جهة، مثل الرهون العقارية والقروض وديون بطاقات الائتمان وغيرها من المدفوعات المستحقة.
Financial BasicsLiquidity
The ease with which an asset or investment can be converted into cash without significantly affecting its market price.
Financial Basicsصافي الثروة
الفرق بين إجمالي أصولك وإجمالي التزاماتك، ويمثل وضعك المالي العام في لحظة معينة.
Metrics & CalculationsProjection
Estimates or forecasts of future financial performance based on current data, anticipated activities, and market conditions.
Planning & GoalsRetirement
The period of life when an individual stops working full-time, relying on savings, investments, or pension income for living expenses.
Planning & GoalsReturn on Investment (ROI)
The profitability of an investment relative to its cost, calculated as the gain divided by the investment cost, expressed as a percentage.
Metrics & CalculationsSavings
Money set aside or reserved for future use, typically in a savings account, emergency fund, or investment vehicle.
Financial BasicsSavings Rate
The percentage of income saved rather than spent, calculated as savings divided by gross or net income.
Metrics & CalculationsTax
Mandatory payments imposed by governments on income, property, goods, or services that fund public services and infrastructure.
Financial Basics