Why FinancialAha is the Best Alternative for Tiller Money
Both use spreadsheets - different approaches to data
Tiller syncs your bank to Google Sheets for $79/year. FinancialAha is manual entry for a one-time price.
Tiller Money is a subscription service that imports bank transactions into Google Sheets. FinancialAha offers budgeting, net worth, and retirement templates for a one-time purchase - no bank connections, no ongoing fees.
- Pay once ($10-29), use forever
- No bank connection required
- Includes retirement and FIRE planning
- Works without third-party data access
Tiller Money
- Automatic daily transaction import
- No manual data entry needed
- Wide selection of template add-ons
- Active community and forums
Feature Comparison
Side-by-Side Breakdown
| FinancialAha | Tiller Money | |
|---|---|---|
| Cost | ||
| Price | $10-29 one-time | $79/year |
| Cost over 5 years | $10-29 total | $395 total |
| Free tier | Free retirement & FIRE calculators | 30-day trial only |
| Data & Privacy | ||
| Bank connection required | ||
| Data storage | Your Google Drive | Your Google Drive |
| Works offline | Needs bank connection | |
| Features | ||
| Transaction entry | Manual | Automatic bank sync |
| Community templates | Limited | Active community |
| Customization | Complete | Complete |
Which is Right for You?
Making the Choice
Choose FinancialAha if...
- You don't want to connect bank accounts to any service
- You want retirement and FIRE planning alongside budgeting
- Subscription fatigue - you want one-time pricing
- You're comfortable with manual transaction entry
Choose Tiller Money if...
- Automatic bank import is worth $79/year to you
- Manual entry is a dealbreaker
- You want the Tiller community templates
- You use both Google Sheets and Excel
Common Questions
Tiller Money vs FinancialAha FAQ
Does FinancialAha have retirement planning like Tiller?
Yes - FinancialAha includes a Retirement Financial Planning template ($29) and free FIRE calculators. Tiller focuses on transaction import and budgeting, not retirement planning.
Why does Tiller cost $79/year?
Tiller pays for bank data aggregation services (like Plaid) that require ongoing fees. These connections enable automatic transaction imports but come with subscription costs.
Is manual entry really that bad?
Many people find that manually entering transactions takes 5-10 minutes per week and increases awareness of spending. Others prefer automation. It's a personal preference.
Can't find the answer you're looking for? Contact our team
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Download instantly and start managing your finances, or contact us to design a custom template package for your needs.