Financial Freedom Calculator Template
for Google Spreadsheets
The Financial Freedom Calculator is a FREE Google Sheets template that helps you calculate your financial freedom number. It helps you understand how much money you need to achieve financial independence and retire early.
To introduce your own data, click File > Make a Copy.

Lifetime Access
Pay once and enjoy unlimited access forever. No subscriptions or no hidden fees.
Free Updates Forever
Get all future updates at no extra cost, ensuring you always have the latest features and improvements.
Instant Download
Immediate access to your purchase as soon as you finish your order. No waiting, start using it right away.
Privacy
All your data stays private and secure. It is available only to you in the Google Sheets document and not shared with anyone else.
Full Control
You have full control over your finances and can customize the template to suit your unique financial needs.
Access Anywhere
Your data is stored in Google Sheets, allowing you to access it from anywhere, anytime, and on any device from your Google account.
What is Financial Freedom?
Being able to live the life you desire without having to work for money any longer. Financially, that means having a return from your savings that covers all your expenses.
How to reach
Financial Freedom
faster?
You can't change what you saved so far. But you can plan your future finances.
Increase Monthly Savings
You can't build wealth without a high savings rate. Control your savings rate by tracking your income and your expenses. An increase in your income or a decrease in you expenses turn into a higher savings rate.
Increase Income
The key to growing your income is to diversify your sources of income. Add income generating assets to your portfolio to increase your income.
Decrease Expenses
You don't need to be frugal to have low expenses. By tracking them you will be able to identify and eliminate wasteful spending habits.
Improve Yearly Returns
Investments return can make you wealthy. But whether an investment strategy will work or not, and how long it will work for is always uncertain.
Changes in yearly returns are hard to control. Higher returns often come with greater risks and less principal protection. Saving money has a much bigger impact on your financial situation early on, compared to achieving high return investments.